Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 16–30 of 54 in Georgia · median 11.82% APR
- 9.90%APRas low as
Terms
Regular rate: After both specials. Fixed (as low as).
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.96%APRas low as
Terms
Credit limit up to $15,000.00. 25-day grace period.
Credit card score 83 · Carrot Score 70
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed APR for purchases, balance transfers, and cash advances. No annual fee.
Credit card score 82 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Rates quoted are for well-qualified buyers. Actual rate is determined by credit worthiness and ability to repay. 25-day grace period for repayment of balance (rates schedule) / 10-day grace period (product page). Average daily balance including new purchases. Credit limit available up to $20,000 (rates schedule) / up to $25,000 (product page).
Credit card score 82 · Carrot Score 80
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.65%APRas low as · up to 20.40%
10.65% APR, up to 20.40%
Terms
Rates schedule APR for Purchases: 10.65% (table) / 10.40% to 20.40% (caption), when you open your account, based on creditworthiness. Variable with market based on Prime Rate. $0 annual fee.
Credit card score 81 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 10.74%APRas low as · up to 21.74%
10.74% APR, up to 21.74%
Terms
Variable APR based on creditworthiness and Prime Rate.
Credit card score 80 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 10.95%APRas low as
Terms
Fixed Annual Percentage Rate (APR) for Purchases, Balance Transfers, and Cash Advances.
Credit card score 75
Rate checked · Credit cards rates on its site
Rates and branches - 11.00%APRas low as · up to 18.00%
11.00% APR, up to 18.00%
Terms
Variable rate. Rates subject to credit score.
Credit card score 77 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 11.24%APRas low as
Terms
As low as 11.24%. Stated as same low rate for balance transfers, cash advances, and purchases with no balance transfer or cash advance fees.
Credit card score 76 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 11.50%APRas low as
Terms
When you open your account, based on your creditworthiness
Credit card score 75 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 17.99%
11.74% APR, up to 17.99%
Terms
Variable APR based on Prime Rate. Rate determined at account opening based on creditworthiness.
Credit card score 75 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 13.90%
11.90% APR, up to 13.90%
Terms
Variable APR for purchases, balance transfers, and cash advances: Prime + 4.90% to Prime + 6.90% based on creditworthiness. WSJ Prime adjusted last day of each month with a floor of 4%. Max APR 18%.
Credit card score 73 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.90%APRas low as · up to 18.24%
11.90% APR, up to 18.24%
Terms
Annual Percentage Rate (APR) for Purchases: 11.65%, 12.65%, 13.65%, 16.65%, or 17.99% depending on your credit history. Variable based on the Prime Rate. $0 annual fee. (Note: Comparison table on page p75 mentions 13.40% – 17.99%).
Credit card score 73 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - Community First Credit Union of FloridaVisa Platinum Credit Card · No annual fee
Credit union · 4 branches
12.40%APRas low asTerms
Variable rate, subject to change at any time. Rates as low as.
Credit card score 71 · Carrot Score 77
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Georgia
54 banks and credit unions · checked Oct 15–22
- Typical
- 11.82%
- Top 10% up to
- 8.90%
- Banks, typical
- 15.00%
- Credit unions, typical
- 10.44%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Georgia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Lanier Federal Credit UnionCredit union · 3 branches
- Peach State Federal Credit UnionCredit union · 25 branches
- PenFed Credit UnionCredit union · 2 branches