Bank · FDIC insured
West Central Georgia Bank
A $160.4M bank headquartered in Thomaston, GA, with 2 branches in Georgia.
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About West Central Georgia Bank
- Headquarters
- 617 N Church St, Thomaston, GA 30286
- FDIC certificate
- 21526 ↗
Branches
2 branches in Georgia
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Georgia
2 branches
- West Central Georgia BankMain office617 N Church St, Thomaston, GA 30286Directions
- North Thomaston Branch1021a Highway 19 N, Thomaston, GA 30286Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 22.22% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.04% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.65% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $64 | $81 | — |
- CapitalLeverage ratio22.22%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.04%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.65%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$64Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of West Central Georgia Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.