Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–4 of 4 in Putnam County, WV · median 12.99% APR
- 8.70%APRas low as
Terms
Variable APR as low as 8.45% based on the WSJ Prime Rate plus a margin. Rate adjusts monthly on the first day of the billing cycle. Not all applicants will qualify for the lowest rate. Actual rate depends on individual creditworthiness. Any increase in APR will take the form of additional minimum payments. If the Prime Rate index becomes unavailable, a comparable replacement index will be substituted.
Credit card score 89 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 11.99%APRas low as · up to 23.99%
11.99% APR, up to 23.99%
Terms
Credit Card APR may vary and is determined by adding margin (4.99% to 16.99%) to the U.S. prime rate published in the Money Rates section of the Wall Street Journal on the first business day of the month.
Credit card score 72 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 13.99%APRas low as
Terms
Variable APR for Purchases determined monthly by adding 6.99% margin to Prime Rate (7.00% as of September 17, 2026). Introductory $0 annual fee for the first year, after that $450 (waived for eligible Wealth clients).
Credit card score 61 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Putnam County, WV
4 banks and credit unions · checked Oct 16–22
- Typical
- 12.99%
- Top 10% up to
- 9.69%
- Banks, typical
- 16.24%
- Credit unions, typical
- 10.34%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Huntington, WV-KY-OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- Desco Federal Credit UnionCredit union · 4 branches