Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–7 of 7 in Billings, MT · median 11.74% APR
- Black Hills Federal Credit UnionVisa Traditional Credit Card · No annual fee
Credit union · 2 branches
7.75%APRas low asTerms
APR as low as 7.75%, depending on your credit score. No annual fee, no cash advance fee, no balance transfer fee. Cash advances incur finance charges beginning on date of posting.
Credit card score 95 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 7.95%APRas low as · up to 17.90%
7.95% APR, up to 17.90%
Terms
Fixed rate based on credit score and credit approval.
Credit card score 93 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as · up to 18.00%
11.74% APR, up to 18.00%
Terms
Variable annual percentage rate between 11.74% to 18.00% based on creditworthiness. No annual or balance transfer fees.
Credit card score 75 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 11.74%APRas low as
Terms
Credit score 735+ (Grade A+). Rate is Prime + 4.74% APR (Index Prime=6.75% APR), not to exceed 17.99%. Credit limit min $1,000, max $20,000.
Credit card score 75 · Carrot Score 85
Rate checked · Credit cards rates on its site
Rates and branches - 16.92%APRas low as
Terms
For purchases and balance transfers. Minimum interest charge is no less than $1.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Billings, MT
7 banks and credit unions · checked Oct 16–22
- Typical
- 11.74%
- Top 10% up to
- 7.87%
- Banks, typical
- 17.74%
- Credit unions, typical
- 9.84%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Billings, MT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Altana Federal Credit UnionCredit union · 7 branches
- Billings Federal Credit UnionCredit union · 4 branches
- Mountain America Credit UnionCredit union · 1 branch