Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–8 of 8 in Portage, MI · median 9.75% APR
- 8.96%APRas low as
Terms
Rate is 'as low as' based on creditworthiness. $200 minimum line of credit. No balance transfer fee.
Credit card score 89 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 22.99%
8.99% APR, up to 22.99%
Terms
Lowest variable APR shown; standard variable APR ranges from 8.99% to 22.99% based on creditworthiness. Credit line ranges from $2,000 to $50,000.
Credit card score 88 · Carrot Score 73
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 17.99%
8.99% APR, up to 17.99%
Terms
Fixed APR when you open your account based on your creditworthiness. No annual fee, no balance transfer fee, no cash advance fee.
Credit card score 88 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as
Terms
Rates are variable. Qualification based on creditworthiness and underwriting standard. Annual fee is $0. Rates as low as 9.75% APR. Maximum APR is 18%.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as · up to 17.75%
9.75% APR, up to 17.75%
Terms
Variable purchase APR based on evaluation of credit history; lowest featured rate based on credit score of 760. $0 balance transfer fee and no teaser rates.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 12.49%APRas low as · up to 20.49%
12.49% APR, up to 20.49%
Terms
Non-promotional variable APR applies beginning the first day of the new billing cycle after the intro period, based on creditworthiness. Variable APR varies quarterly based on the highest Prime Rate charged by banks published in WSJ as of the last business day of each quarter plus a margin.
Credit card score 70 · Carrot Score 75
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 19.24%APRas low as · up to 28.24%
19.24% APR, up to 28.24%
Terms
$99 annual fee after the first 12 months. Variable APR based on Prime Rate and creditworthiness.
Credit card score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Portage, MI
8 banks and credit unions · checked Sep 18–Oct 16
- Typical
- 9.75%
- Top 10% up to
- 8.98%
- Banks, typical
- 18.86%
- Credit unions, typical
- 9.37%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Kalamazoo, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- North Central Area Credit UnionCredit union · 1 branch
- KCCUCredit union · 5 branches
- Flagstar BankBank · 2 branches