Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–5 of 5 in Yuba City, CA metro · median 15.48% APR
- 13.50%APRas low as · up to 17.90%
13.50% APR, up to 17.90%
Terms
Variable APR based on creditworthiness. Minimum monthly payment is 2% of statement balance or $25, whichever is greater.
Credit card score 65 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - Sierra Central Credit UnionPremier Rewards (Cash Back) VISA® · No annual fee
Credit union · 4 branches
13.74%APRas low as · up to 19.99%13.74% APR, up to 19.99%
Terms
Standard variable APR after the introductory period, based on the Prime Rate plus a margin. Stated APR as low as 13.74% up to 19.99%. No annual fee.
Credit card score 65 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 15.48%APRas low as · up to 17.98%
15.48% APR, up to 17.98%
Terms
Standard variable APR varying based on the Prime Rate. Earns 1.5 points per $1 spent. Credit limit $500 to $20,000 (up to $25,000).
Credit card score 62 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Yuba City, CA metro
5 banks and credit unions · checked Oct 16–22
- Typical
- 15.48%
- Top 10% up to
- 13.60%
- Banks, typical
- 18.12%
- Credit unions, typical
- 13.74%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Yuba City, CA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Golden 1 Credit UnionCredit union · 1 branch
- SchoolsFirst FCUCredit union · 1 branch