Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–4 of 4 in Kerrville, TX metro · median 11.84% APR
- 10.50%APRas low as
Terms
Fixed rate. Rate based on creditworthiness and term of loan. 25-day grace period to avoid interest when the entire balance is paid by the due date.
Credit card score 81 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 11.20%APRas low as · up to 18.00%
11.20% APR, up to 18.00%
Terms
Regular variable APR dependent upon credit rating and other factors; varies with market based on prime rate.
Credit card score 77 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - TexHillCo School Employees Federal Credit UnionMastercard Platinum Credit Card · No annual fee
Credit union · 1 branch
12.49%APRas low asTerms
Rate advertised as 'As Low As' effective October 16, 2026. Terms subject to agreement.
Credit card score 70 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Kerrville, TX metro
4 banks and credit unions · checked Oct 16–22
- Typical
- 11.84%
- Top 10% up to
- 10.71%
- Banks, typical
- 17.74%
- Credit unions, typical
- 11.20%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Kerrville, TX metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- RBFCUCredit union · 1 branch