Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 166–167 of 167 in Texas · median 10.65% APR
- PenFed Credit UnionPenFed Defender Rewards Visa Signature Card · No annual fee
Credit union · 11 branches
17.99%APRas low asTerms
Ongoing purchase variable APR.
Credit card score 60 · Carrot Score 96
Rate checked · Credit cards rates on its site
More details - 18.00%APRas low as
Terms
Non-variable rate. The Purchase APR is 18.00% (daily periodic rate of 0.0493%). No annual fee.
Credit card score 60 · Carrot Score 75
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Texas
167 banks and credit unions · checked Nov 6–7
- Typical
- 10.65%
- Top 10% up to
- 8.74%
- Credit unions, typical
- 10.65%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Texas
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Rio Grande Valley Credit UnionCredit union · 5 branches
- Harris County Federal Credit UnionCredit union · 1 branch
- Scott and White Employees CUCredit union · 1 branch