Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 31–45 of 94 in Florida · median 11.12% APR
- 9.90%APRas low as
Credit card score 84 · Carrot Score 90
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Fixed 9.90% APR applies to purchases, balance transfers, and cash advances. No annual fees, balance transfer fees, transaction fees, or cash advance fees.
Credit card score 84 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 9.90%APRas low as
Terms
Rates as low as 9.90% APR for purchases based on individual creditworthiness. No balance transfer fees, no cash advance fees, no domestic transaction fees, and no transaction fee for purchases. Minimum finance charge is $0.50. Method of computing balance is Average Daily Balance (including new purchases). Over credit limit fee is $10. Includes ScoreCard Rewards.
Credit card score 84 · Carrot Score 81
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low as
Terms
Non-variable rate. Rates vary by credit quality. No annual fee and no balance transfer fee.
Credit card score 82 · Carrot Score 78
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Revolving terms. Non-variable rate. Quoted rate is the lowest available rate and reflects all possible discounts; rate is based on credit history and borrower eligibility. Offer good with approved credit for loans new to All In CU. Purchases after 365 days at regular rate.
Credit card score 82 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 9.99%APRas low as · up to 18.00%
9.99% APR, up to 18.00%
Terms
Variable APR based on creditworthiness.
Credit card score 82 · Carrot Score 85
Rate checked · Credit cards rates on its site
More details - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 82 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 10.49%APRas low as · up to 18.24%
10.49% APR, up to 18.24%
Terms
Variable APR based on the Prime Rate. Rate determined by creditworthiness and individual qualifications. Applies to purchases, balance transfers, and cash advances. 25-day grace period on purchases.
Credit card score 81 · Carrot Score 89
Rate checked · Credit cards rates on its site
More details - 10.49%APRas low as
Terms
Variable APR as low as 10.49%. No annual fee or balance transfer fee. Subject to credit approval.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
More details - 10.65%APRas low as · up to 20.40%
10.65% APR, up to 20.40%
Terms
Rates schedule APR for Purchases: 10.65% (table) / 10.40% to 20.40% (caption), when you open your account, based on creditworthiness. Variable with market based on Prime Rate. $0 annual fee.
Credit card score 81 · Carrot Score 86
Rate checked · Credit cards rates on its site
More details - 10.74%APRas low as · up to 17.99%
10.74% APR, up to 17.99%
Terms
After the introductory period expires, or if you do not qualify for an introductory rate, your standard variable APR will range between 10.74% and 17.99% (or 10.49% to 17.99% on rates table) for purchases and balance transfers based on creditworthiness. Rate varies with the market based on WSJ Prime Rate.
Credit card score 81 · Carrot Score 87
Rate checked · Credit cards rates on its site
More details - 10.74%APRas low as · up to 13.24%
10.74% APR, up to 13.24%
Terms
Variable APR based on creditworthiness and Prime Rate. No annual fee, cash advance fee, or balance transfer fee.
Credit card score 81 · Carrot Score 81
Rate checked · Credit cards rates on its site
More details - 10.74%APRas low as · up to 21.74%
10.74% APR, up to 21.74%
Terms
Variable APR based on creditworthiness and Prime Rate.
Credit card score 81 · Carrot Score 83
Rate checked · Credit cards rates on its site
More details - 10.90%APRas low as
Terms
Fixed rate. Same rate for purchases, cash advances, and balance transfers. 25-day grace period on purchases when entire new balance on previous cycle's billing statement is paid by payment due date.
Credit card score 79 · Carrot Score 81
Rate checked · Credit cards rates on its site
More details - Members First CU of FloridaVisa Rewards Card (With Annual Fee) · $12 annual fee
Credit union · 7 branches
10.90%APRas low asTerms
Fixed APR for Purchases, Cash Advance, and Balance Transfer. 25-day grace period for repayment of purchase balance.
Credit card score 77 · Carrot Score 76
Rate checked · Credit cards rates on its site
More details
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Florida
94 banks and credit unions · checked Oct 23–30
- Typical
- 11.12%
- Top 10% up to
- 8.99%
- Credit unions, typical
- 11.12%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Florida
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Innovations Financial Credit UnionCredit union · 9 branches
- Climate First BankBank · 4 branches
- Oxford Federal Credit UnionCredit union · 1 branch