Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 31 in St. Louis, MO-IL metro · median 10.65% APR
- 7.50%APRas low as
Terms
Credit Tier 1.
Credit card score 95 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 7.90%APRas low as · up to 16.90%
7.90% APR, up to 16.90%
Credit card score 93 · Carrot Score 96
Rate checked · Credit cards rates on its site
Rates and branches - 8.59%APRas low as
Terms
Standard fixed rate as low as 8.59% APR. No annual fee, no balance transfer fee, no cash advance fee.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
ANNUAL PERCENTAGE RATE (APR) for Purchases.
Credit card score 89 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Credit card score 89 · Carrot Score 90
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
Variable APR equals 2.50% + Prime (tied to The Wall Street Journal Prime Rate). Credit line starts at $10,000. Cash Back is automatically deposited into a High Yield Savings account that earns 5%.
Credit card score 87 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
Credit Score: 740+ (Grade A+)
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Proof of income is required when applying.
Credit card score 84 · Carrot Score 76
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 17.90%
9.90% APR, up to 17.90%
Terms
Rate based on creditworthiness. Credit limit $300 - $30,000. No annual or monthly fees. 25-day grace period.
Credit card score 84 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Visa Platinum card APR. Subject to credit approval, income, existing obligations, and underwriting criteria.
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Stated in rate table as reflecting Annual Percentage Yield (APY*). Fixed rate.
Credit card score 84 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as · up to 22.90%
9.90% APR, up to 22.90%
Terms
Fixed rates range from 9.9% to 22.9% APR based on creditworthiness and qualifications. 25-day grace period on purchases when balance is paid in full monthly by due date.
Credit card score 84 · Carrot Score 81
Rate checked · Credit cards rates on its site
Rates and branches - 10.24%APRas low as · up to 18.00%
10.24% APR, up to 18.00%
Terms
Variable APR based on creditworthiness; tied to the U.S. Prime Rate.
Credit card score 81 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 10.40%APRas low as · up to 15.40%
10.40% APR, up to 15.40%
Terms
Variable APR based on prime rate; 10.40% - 15.40% APR for purchases and cash advances. No annual fee. $0 fee on non-promotional balance transfers.
Credit card score 81 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in St. Louis, MO-IL metro
31 banks and credit unions · checked Oct 16–22
- Typical
- 10.65%
- Top 10% up to
- 8.90%
- Banks, typical
- 16.99%
- Credit unions, typical
- 9.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
St. Louis, MO-IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Community Credit UnionCredit union · 42 branches
- 1st MidAmerica Credit UnionCredit union · 8 branches
- FRB Federal Credit UnionCredit union · 1 branch