Compare Bank & Credit Union Rates
Best credit card rates, lowest APRs
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 55 in Detroit, MI metro · median 10.74% APR
- 6.87%APRas low as
Credit card score 99 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - Polish-American FCUPAFCU Visa® Platinum Preferred Credit Card · No annual fee
Credit union · 2 branches
6.90%APRas low asTerms
APR as low as 6.90%. Credit card approval subject to creditworthiness, membership, and other qualifications. Rates, terms and conditions subject to change without notice. $0 foreign transaction fees on purchases made outside of the US.
Credit card score 97 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Rate shown is APR as low as; based on credit history and subject to change without notice.
Credit card score 89 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as · up to 17.90%
8.90% APR, up to 17.90%
Terms
Based on your creditworthiness
Credit card score 89 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed APR.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Rate based on credit. Annual fee waived if you qualify for 8.9% APR or have a direct deposit relationship.
Credit card score 88 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as · up to 18.95%
8.95% APR, up to 18.95%
Terms
Regular rate as low as 8.95% APR; purchase rates range from 8.95% to 18.95% APR based on credit history.
Credit card score 89 · Carrot Score 84
Rate checked · Credit cards rates on its site
Rates and branches - 8.99%APRas low as · up to 14.99%
8.99% APR, up to 14.99%
Terms
Non-variable APR for purchases, balance transfers, and cash advances. Subject to credit approval; rate determined by creditworthiness.
Credit card score 88 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
Option with no rewards. Same Great Rate on Purchases & Cash Advances.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low aswith conditions
This rate needs a checking account, direct deposit or relationship with the lender.
Terms
Ongoing rate of 9.50% APR after 90 days on purchases. Standard rates subject to credit history and other determining factors.
Credit card score 87 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - 9.50%APRas low as
Terms
APR rate option: 9.50%
Credit card score 87 · Carrot Score 91
Rate checked · Credit cards rates on its site
Rates and branches - Walled Lake Schools Federal Credit UnionVisa Gold Credit Card · No annual fee
Credit union · 1 branch
9.50%APRas low asTerms
Credit Limit: $25,000. No balance transfer fees.
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.75%APRas low as · up to 17.75%
9.75% APR, up to 17.75%
Terms
Variable purchase APR based on evaluation of credit history; lowest featured rate based on credit score of 760. $0 balance transfer fee and no teaser rates.
Credit card score 87 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - Michigan Schools & Government Credit UnionTitanium Visa Credit Card · No annual fee
Credit union · 22 branches
9.75%APRas low asTerms
Lowest credit card rates on purchases, cash advances, and balance transfers. No annual fees, balance transfer fees or cash advance fees.
Credit card score 87 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.88%APRas low aswith conditions
This rate needs autopay and a checking account, direct deposit or relationship with the lender.
Terms
Quoted rate includes a member discount for an active checking account with direct deposit and automatic loan payment. Credit line preference of $1,000 to $50,000.
Credit card score 87 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Detroit, MI metro
55 banks and credit unions · checked Oct 16–22
- Typical
- 10.74%
- Top 10% up to
- 8.92%
- Banks, typical
- 18.86%
- Credit unions, typical
- 10.24%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Detroit, MI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Chief Financial Credit UnionCredit union · 4 branches
- Extra Credit UnionCredit union · 2 branches
- Christian Financial Credit UnionCredit union · 12 branches