Compare Bank & Credit Union Rates
Best credit card rates in North Carolina
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–15 of 55 in North Carolina · median 11.50% APR
- 8.75%APRas low as
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Credit card score 89 · Carrot Score 93
Rate checked · Credit cards rates on its site
Rates and branches - 8.90%APRas low as
Terms
Fixed rate. Cash advance APR does not increase. 25-day grace period on purchases. Earn points on all purchases towards rewards.
Credit card score 89 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - Lion's Share Federal Credit UnionTarjeta de crédito Visa Platinum · No annual fee
Credit union · 1 branch
8.90%APRas low asTerms
TAE desde 8.90%. Basado en la solvencia del solicitante.
Credit card score 89 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as · up to 16.95%
8.95% APR, up to 16.95%
Terms
Non-variable APR for purchases, balance transfers, and cash advances. No annual fee.
Credit card score 89 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 9.00%APRas low as
Terms
Fixed rate. All loans subject to credit approval.
Credit card score 88 · Carrot Score 97
Rate checked · Credit cards rates on its site
Rates and branches - American Partners Federal Credit UnionVisa Platinum Credit Card · No annual fee
Credit union · 2 branches
9.90%APRas low asTerms
Rate based on credit history. Rates may change without notice.
Credit card score 84 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Terms
Fixed-rate purchases as low as 9.90% APR. Actual rate based on individual credit. No annual fee. 25-day grace period. Credit lines starting at $500.
Credit card score 84 · Carrot Score 82
Rate checked · Credit cards rates on its site
Rates and branches - ElecTel Cooperative Federal Credit UnionPlatinum Visa® Credit Card · No annual fee
Credit union · 5 branches
9.90%APRas low asTerms
Fixed rate as low as 9.90% APR. Not all members may qualify.
Credit card score 84 · Carrot Score 98
Rate checked · Credit cards rates on its site
Rates and branches - 9.90%APRas low as
Credit card score 84 · Carrot Score 94
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Purchases. 25-day grace period.
Credit card score 82 · Carrot Score 69
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as
Terms
Fixed interest rate as low as 9.99% APR. Credit limits up to $25,000. Cash advances available. Rates and terms are subject to credit approval.
Credit card score 82 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 15.99%
9.99% APR, up to 15.99%
Terms
Fixed rate; no annual fee.
Credit card score 82 · Carrot Score 78
Rate checked · Credit cards rates on its site
Rates and branches - 9.99%APRas low as · up to 22.99%
9.99% APR, up to 22.99%
Terms
Rates range from 9.99% to 22.99%. Requires Telco membership, good credit, and application approval.
Credit card score 82 · Carrot Score 68
Rate checked · Credit cards rates on its site
Rates and branches - Champion Credit UnionChampion Credit Union Visa® Platinum Card · No annual fee
Credit union · 7 branches
10.00%APRas low asTerms
Fixed rate as low as 10.00% APR. Subject to credit approval; rates based on creditworthiness. No balance transfer fees, no annual fees, no over-the-limit fees.
Credit card score 81 · Carrot Score 74
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in North Carolina
55 banks and credit unions · checked Oct 16–22
- Typical
- 11.50%
- Top 10% up to
- 9.36%
- Banks, typical
- 15.74%
- Credit unions, typical
- 10.90%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
North Carolina
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Skyla Credit UnionCredit union · 17 branches
- Langley Credit UnionCredit union · 1 branch
- ElecTel Cooperative Federal Credit UnionCredit union · 5 branches