Compare Bank & Credit Union Rates
Best credit card rates in Waterbury, CT
Compare ongoing purchase APRs on credit cards from banks and credit unions, with annual fees, conditions and original sources.
Top credit card rates
Showing 1–13 of 13 in Naugatuck Valley Planning Region, CT · median 12.95% APR
- 6.99%APRas low as
Terms
Special Balance Transfer Offer: 6.99% APR for the life of the transfer. No balance transfer fees. Restrictions apply.
Credit card score 96 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - Waterbury CT Teachers Federal Credit UnionPlatinum VISA Credit Card · No annual fee
Credit union · 1 branch
8.50%APRas low as · up to 17.50%8.50% APR, up to 17.50%
Terms
Fixed rates range from 8.50% APR to 17.50% APR based on creditworthiness.
Credit card score 89 · Carrot Score 86
Rate checked · Credit cards rates on its site
Rates and branches - 8.95%APRas low as
Terms
Purchases APR; 3% of balance payment; Max line: $20,000; No balance transfer fee.
Credit card score 89 · Carrot Score 88
Rate checked · Credit cards rates on its site
Rates and branches - 11.96%APRas low as
Terms
Non-Variable Rate. No Application Fee or Annual Fee.
Credit card score 73 · Carrot Score 79
Rate checked · Credit cards rates on its site
Rates and branches - 12.40%APRas low as
Terms
Fixed APR.
Credit card score 71 · Carrot Score 89
Rate checked · Credit cards rates on its site
Rates and branches - 12.75%APRas low as
Terms
Standard ongoing fixed rate of 12.75% APR applies to purchases after the promotional period, reverting on March 1, 2027.
Credit card score 69 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 12.95%APRas low as · up to 17.95%
12.95% APR, up to 17.95%
Terms
Annual Percentage Rate for reward point cards. Rates are based on credit score and other factors.
Credit card score 67 · Carrot Score 87
Rate checked · Credit cards rates on its site
Rates and branches - 13.00%APRas low as · up to 17.99%
13.00% APR, up to 17.99%
Terms
Variable APR between 13.00% - 17.99% dependent on card selected during application and creditworthiness. Credit lines available from $500 to $25,000. 25-day grace period on new purchases when previous balance is paid in full. Lowest interest rate possible on purchases and balance transfers.
Credit card score 66 · Carrot Score 83
Rate checked · Credit cards rates on its site
Rates and branches - 13.74%APRas low as · up to 20.74%
13.74% APR, up to 20.74%
Terms
Variable APR (NOR version).
Credit card score 65 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 17.74%APRas low as · up to 28.49%
17.74% APR, up to 28.49%
Terms
17.74%, 24.24% or 28.49% variable APR thereafter.
Credit card score 60 · Carrot Score 64
Rate checked · Credit cards rates on its site
Rates and branches - 18.00%APRas low as
Terms
Variable Purchase APR. Balance transfer fee: the greater of $10 or 4% of each transfer amount.
Credit card score 60 · Carrot Score 95
Rate checked · Credit cards rates on its site
Rates and branches - 18.49%APRas low as · up to 27.99%
18.49% APR, up to 27.99%
Terms
Variable APR
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches - 20.74%APRas low as · up to 27.74%
20.74% APR, up to 27.74%
Terms
Variable APR for purchases based on creditworthiness and the Prime Rate.
Credit card score 60 · Carrot Score 60
Rate checked · Credit cards rates on its site
Rates and branches
Each institution’s lowest ongoing purchase APR on a regular card (not an introductory or balance transfer rate): usually its best-credit rate. A rate that needs another account or similar says “with conditions”; More filters can leave those, or cards with an annual fee, out. Secured, business and credit-builder cards are left out. Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates. How we rank
What credit cards charge in Naugatuck Valley Planning Region, CT
13 banks and credit unions · checked Oct 16–22
- Typical
- 12.95%
- Top 10% up to
- 8.59%
- Banks, typical
- 18.12%
- Credit unions, typical
- 12.40%
How does your bank’s rate compare?
Find your bank or credit union to see all its rates and how they compare near you.
Waterbury, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MSCUCredit union · 3 branches
- Police Credit Union of CTCredit union · 1 branch
- CSE Credit UnionCredit union · 1 branch