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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Saratoga Springs, UT

  1. Top Carrot, Carrot Score 99
    America First Credit UnionLadder Certificate AccountsCD · 60 months · $500 min

    Credit union · 1 branch

    4.60%APY$2,522 over 60 months on $10,000
  2. Top Carrot, Carrot Score 89
    Mountain America Credit UnionGrowth CertificateCD · 24 months · $5 min

    Credit union · 1 branch

    4.50%APY$920 over 24 months on $10,000
  3. Top Carrot, Carrot Score 89
    Mountain America Credit UnionStandard CertificateCD · 24 months · $500 min

    Credit union · 1 branch

    4.50%APY$920 over 24 months on $10,000
  4. Top Carrot, Carrot Score 98
    Cyprus Credit UnionShare CertificateCD · 60 months · $500 min

    Credit union · 1 branch

    4.50%APY$2,462 over 60 months on $10,000
  5. Top Carrot, Carrot Score 98
    Cyprus Credit UnionDream CertificateCD · 60 months · $20 min

    Credit union · 1 branch

    4.50%APY$2,462 over 60 months on $10,000
  6. Top Carrot, Carrot Score 89
    Canyon View Credit UnionAdd-On CertificateCD · 24 months · $10 min

    Credit union · 1 branch

    4.45%APY$910 over 24 months on $10,000
  7. Top Carrot, Carrot Score 89
    Canyon View Credit UnionRegular Share CertificateCD · 24 months · $500 min

    Credit union · 1 branch

    4.45%APY$910 over 24 months on $10,000
  8. Top Carrot, Carrot Score 99
    America First Credit UnionBump-Rate Certificate AccountsCD · 60 months · $500 min

    Credit union · 1 branch

    4.45%APY$2,432 over 60 months on $10,000
  9. Top Carrot, Carrot Score 89
    Canyon View Credit UnionRegular Bump Share CertificateCD · 24 months · $500 min

    Credit union · 1 branch

    4.35%APY$889 over 24 months on $10,000
  10. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 1 branch

    4.25%APY$389 over 11 months on $10,000with conditions
  11. Top Carrot, Carrot Score 89
    Mountain America Credit UnionBump CertificateCD · 24 months · $500 min

    Credit union · 1 branch

    4.24%APY$866 over 24 months on $10,000
  12. Top Carrot, Carrot Score 89
    Central Bank UtahCertificates of DepositCD · 6–11 months · $500 min

    Bank · 1 branch

    4.22%APY
  13. Top Carrot, Carrot Score 89
    Canyon View Credit Union12-Month Access Share CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    3.80%APY$380 over 1 year on $10,000
  14. Top Carrot, Carrot Score 99
    America First Credit UnionFlexible Certificate AccountsCD · 12 months · $500 min

    Credit union · 1 branch

    3.80%APY$380 over 1 year on $10,000
  15. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 1 branch

    3.75%APY$217 over 7 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Saratoga Springs, UT

223 CDs at 10 banks and credit unions · checked Oct 4–22

Typical
3.05%
Top 10% from
4.39%
Banks, typical
0.35%
Credit unions, typical
4.24%

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Provo, UT metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. America First Credit UnionCredit union · 14 branches
  2. Deseret First Credit UnionCredit union · 2 branches
  3. Cyprus Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate