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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–10 results in Winchester, KY

  1. Peoples Exchange Bank13-Month CD SpecialCD · 13 months

    Bank · 2 branches

    4.50%APY$488 over 13 months on $10,000intro rate
  2. Top Carrot, Carrot Score 94
    Members Heritage CUTerm Share CertificatesCD · 60 months · $500 min

    Credit union · 1 branch

    4.50%APY$2,462 over 60 months on $10,000intro rate
  3. Top Carrot, Carrot Score 90
    Central BankCertificate of DepositCD · 60 months · $500 min

    Bank · 2 branches

    4.50%APY$2,462 over 60 months on $10,000
  4. Top Carrot, Carrot Score 90
    Central BankCD Management AccountCD · 12 months · $2,500 min

    Bank · 2 branches

    4.38%APY$438 over 1 year on $10,000
  5. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 1 branch

    4.25%APY$317 over 9 months on $10,000
  6. Burke & Herbert Bank23-Month Online CDCD · 23 months

    Bank · 1 branch

    4.11%APY$803 over 23 months on $10,000intro rate
  7. Community Trust Bank7-Month CD SpecialCD · 7 months · $1,000 min

    Bank · 2 branches

    4.04%APY$234 over 7 months on $10,000intro rate
  8. Burke & Herbert Bank17-Month Online CDCD · 17 months

    Bank · 1 branch

    4.00%APY$571 over 17 months on $10,000intro rate
  9. Burke & Herbert Bank10-Month Online CDCD · 10 months

    Bank · 1 branch

    3.75%APY$312 over 10 months on $10,000intro rate
  10. Top Carrot, Carrot Score 90
    Central BankCentral AdvantageCD · 12 months · $2,500 min

    Bank · 2 branches

    3.75%APY$375 over 1 year on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Winchester, KY

34 CDs at 6 banks and credit unions · checked Oct 6–22

Typical
4.00%
Top 10% from
4.44%
Banks, typical
3.75%
Credit unions, typical
4.30%

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Lexington, KY metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Commonwealth Credit UnionCredit union · 6 branches
  2. Members Heritage CUCredit union · 5 branches
  3. CommunityAmerica Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate