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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–12 results in Muncie, IN

  1. Top Carrot, Carrot Score 91
    Indiana Members Credit UnionCertificatesCD · 13 months · $1,000 min

    Credit union · 1 branch

    4.35%APY$472 over 13 months on $10,000
  2. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 1 branch

    4.25%APY$317 over 9 months on $10,000
  3. Top Carrot, Carrot Score 88
    Thrive Credit UnionSpecial Rate Share CertificatesCD · 32 months · $500 min

    Credit union · 2 branches

    4.16%APY$1,148 over 32 months on $10,000
  4. Top Carrot, Carrot Score 88
    Thrive Credit UnionShare CertificatesCD · 60 months

    Credit union · 2 branches

    4.10%APY$2,225 over 60 months on $10,000
  5. Prime Trust Financial Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 4 branches

    4.00%APY$400 over 1 year on $10,000
  6. Prime Trust Financial Credit UnionSpecial Share CertificatesCD · 9 months · $1,000 min

    Credit union · 4 branches

    3.90%APY$291 over 9 months on $10,000
  7. 3Rivers Federal Credit UnionShare CertificatesCD · 6 months · $500 min

    Credit union · 1 branch

    3.75%APY$186 over 6 months on $10,000
  8. STAR Financial BankCertificates of DepositCD · 15 months · $1,000 min

    Bank · 3 branches

    3.75%APY$471 over 15 months on $10,000with conditions
  9. Top Carrot, Carrot Score 88
    First County FCUCertificates of DepositCD · 60 months · $500 min

    Credit union · 2 branches

    3.51%APY$1,883 over 60 months on $10,000
  10. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 2 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  11. ChaseCD LadderCD · 6 months · $1,000 min · 0.02%–0.05% by balance

    Bank · 2 branches

    0.05%APY$2 over 6 months on $10,000with conditions
  12. STAR Financial BankSTAR Power Certificate of DepositCD · 0 months · $5,000 min

    Bank · 3 branches

    0.03%APY$0 over 0.4667 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Muncie, IN

132 CDs at 8 banks and credit unions · checked Oct 15–16

Typical
2.00%
Top 10% from
3.80%
Banks, typical
0.50%
Credit unions, typical
3.43%

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Muncie, IN metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Indiana Members Credit UnionCredit union · 1 branch
  2. Thrive Credit UnionCredit union · 3 branches
  3. First County FCUCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate