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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Stillwater, OK metro

  1. Top Carrot, Carrot Score 87
    Payne County BankPromotional CDCD · 14 months · $5,000 min

    Bank · 2 branches

    4.35%APY$509 over 14 months on $10,000intro rate
  2. Top Carrot, Carrot Score 87
    Payne County BankSpecial CDCD · 9 months · $5,000 min

    Bank · 2 branches

    4.25%APY$317 over 9 months on $10,000intro rate
  3. Oklahoma Community Credit UnionShare CertificatesCD · 13 months · $1,000 min

    Credit union · 2 branches

    4.25%APY$461 over 13 months on $10,000intro rate
  4. BOK FinancialPromotional CDCD · 14 months · $1,000 min

    Bank · 1 branch

    4.25%APY$498 over 14 months on $10,000intro rate
  5. Top Carrot, Carrot Score 87
    Payne County BankCertificates of DepositCD · 60 months · $1,000 min

    Bank · 2 branches

    4.25%APY$2,313 over 60 months on $10,000
  6. American Heritage BankCertificate of DepositCD · 7 months · $5,000 min

    Bank · 1 branch

    4.05%APY$234 over 7 months on $10,000
  7. Exchange Bank and Trust CompanyCertificate of DepositCD · 13 months

    Bank · 2 branches

    4.00%APY$434 over 13 months on $10,000
  8. First Oklahoma BankCertificates of DepositCD · 24 months · $1,000 min

    Bank · 1 branch

    4.00%APY$816 over 24 months on $10,000
  9. Top Carrot, Carrot Score 87
    Payne County BankElevator CDCD · 42 months · $1,000 min

    Bank · 2 branches

    3.75%APY$1,375 over 42 months on $10,000
  10. Tinker Federal Credit UnionStarting Line Share CertificateCD · 12 months · $25 min

    Credit union · 1 branch

    3.54%APY$354 over 1 year on $10,000intro rate
  11. Simmons BankCertificate of DepositCD · 6 months · $5,000 min · 3.50%–3.65% by balance

    Bank · 3 branches

    3.50%APY$173 over 6 months on $10,000
  12. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 1 branch

    3.30%APY$219 over 8 months on $10,000with conditions
  13. RCB BankCertificates of DepositCD · 60 months · $1,000 min

    Bank · 4 branches

    3.25%APY$1,734 over 60 months on $10,000
  14. BOK FinancialNo Penalty CDCD · 7 months · $1,000 min

    Bank · 1 branch

    3.00%APY$174 over 7 months on $10,000
  15. BOK FinancialFlex CDCD · 15 months · $1,000 min

    Bank · 1 branch

    3.00%APY$376 over 15 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Stillwater, OK metro

151 CDs at 12 banks and credit unions · checked Oct 15–22

Typical
2.00%
Top 10% from
3.96%
Banks, typical
2.00%
Credit unions, typical
3.40%

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Stillwater, OK metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Payne County BankBank · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate