Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Shelton, WA metro
- 3.90%APY$161 over 5 months on $10,000intro rate
Requirements
Product: Fixed rate for a 5-month term. Early withdrawal penalty may apply.
Offer: Requires $10,000+ in new money (funds not currently held on deposit with OlyFed) or an OlyFed checking account with a minimum $500 monthly direct deposit. Compounded monthly.
Promotional rate · 3.83% interest rate · Compounded monthly · Effective Sep 8, 2026
Rate checked
More details - 3.90%APY$291 over 9 months on $10,000intro rate
Requirements
Product: Fixed rate for a 9-month term. Early withdrawal penalty may apply.
Offer: Requires $10,000+ in new money (funds not currently held on deposit with OlyFed) or an OlyFed checking account with a minimum $500 monthly direct deposit. Compounded monthly.
Promotional rate · 3.83% interest rate · Compounded monthly · Effective Oct 9, 2026
Rate checked
More details - 3.75%APY$375 over 1 year on $10,000with conditions
Requirements
Product: Qualify for Relationship Rewards interest rates when paired with a Key Advantage Checking ® , Key Privilege Checking ® , Key Privilege Select Checking ® , Key Select Checking ® , Key Private Client ® Checking , Key Private Bank Checking ® , or Key Private Bank Personal Checking Account.
Offer: Promotional Rate accurate as of September 26, 2026, 12-month Tiered CD with Relationship Rewards up to $99,999.99. Minimum opening deposit $2,500. Compounded daily. Early withdrawal penalties may apply.
Qualified rate · Compounded daily · Balance cap $99,999.99 · Effective Sep 26, 2026
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More details - 3.65%APY$743 over 24 months on $10,000
Requirements
Product: Rates fixed for the term of certificate (excluding bump rate). Minimum opening balance is $500, or $100 for members 0-23 years of age. Dividends compounded and credited quarterly.
Offer: Minimum balance $500 ($100 for members 0-23 years of age).
3.60% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.60%APY$269 over 9 months on $10,000
Requirements
Product: Matures into a 12-month term. Interest is fixed for disclosed term, compounded daily, and credited monthly or quarterly. Early withdrawal penalty may be imposed.
Offer: Must maintain an account balance sufficient to accrue at least $0.01 interest in the statement cycle to obtain disclosed APY.
3.54% interest rate · Compounded daily · Effective Sep 14, 2026
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More details - 3.60%APY$733 over 24 months on $10,000
Requirements
Product: Early withdrawal penalty may apply.
Effective Oct 4, 2026
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More details - 3.50%APY$173 over 6 months on $10,000intro rate
Requirements
Product: Certificate terms of 6 months, 9 month, 1 year, and 2 year are eligible for a one time rate bump. Dividends are earned daily and paid monthly. Additional deposits not allowed. Certificates (excluding IRA & Promotional Certificates) are automatically renewable for your selected term if applicable. Penalties will apply to only the portion of funds withdrawn: 60 days in loss of dividends for certificates with a term of 1 year or less and 180 days in loss of dividends for terms longer than 1 year. Minimum balance to open account and minimum balance to earn the APY is $1,000. Minimum balance must remain in the account at all times.
Offer: Certificate terms of 6 months, 9 month, 1 year, and 2 year are eligible for a one time rate bump. Minimum balance must remain in the account at all times.
Promotional rate · 3.44% interest rate · Effective Oct 1, 2026
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More details - Peninsula Credit UnionSave to Win Share CertificateCD · 12 months · $25 min
Credit union · 2 branches
3.50%APY$350 over 1 year on $10,000Requirements
Product: Only available to members age 18 and older. For every $25 deposited, entries are earned for prize drawings (up to 10 entries per month). Additional deposits of any amount permitted. One withdrawal allowed in the 12-month period (a $25 withdrawal fee may apply).
Offer: Must be 18 years of age or older. $25 minimum balance.
3.46% interest rate · Effective Sep 1, 2026
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More details - 3.40%APY
Requirements
Product: Additions allowed up to the original opening balance in minimum amounts of $500. Interest is fixed for disclosed term, compounded daily, and credited monthly or quarterly. Early withdrawal penalty may be imposed.
Offer: Must maintain an account balance sufficient to accrue at least $0.01 interest in the statement cycle to obtain disclosed APY.
3.34% interest rate · Compounded daily · Effective Sep 14, 2026
Rate checked
More details - 3.40%APY$169 over 6 months on $10,000
Requirements
Product: No monthly service charge. CDs are subject to early withdrawal penalties which may reduce earnings.
Offer: For renewing CDs (or depositing maturing CD balance). Early withdrawal penalty may be imposed.
3.35% interest rate
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More details - 3.30%APY$358 over 13 months on $10,000
Requirements
Product: Matures into a 12-month term. Interest is fixed for disclosed term, compounded daily, and credited monthly or quarterly. Early withdrawal penalty may be imposed.
Offer: Must maintain an account balance sufficient to accrue at least $0.01 interest in the statement cycle to obtain disclosed APY.
3.25% interest rate · Compounded daily · Effective Sep 14, 2026
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More details - 3.25%APY$270 over 10 months on $10,000with conditions
Requirements
Product: Peak Account or Business Checking required. Early withdrawal penalty may apply.
Offer: Requires Peak Account or Business Checking. $500 minimum opening balance.
Qualified rate · Effective Oct 4, 2026
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More details - 3.25%APY$661 over 24 months on $10,000
Requirements
Product: Allows additional deposits after opening the account.
Offer: Allows additional deposits.
Effective Oct 4, 2026
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More details - 3.04%APY$151 over 6 months on $10,000
Requirements
Product: Fixed rate for term. Early withdrawal penalty may apply.
Offer: 6 Mo. CD term. Compounded monthly.
3.00% interest rate · Compounded monthly · Effective Oct 9, 2026
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More details - 2.90%APY$290 over 1 year on $10,000intro rate
Requirements
Product: Allows for a dividend rate adjustment to a new fixed dividend rate based on the rate currently offered for this specific product term one time during the original term.
Offer: Allows a one-time rate adjustment during the term.
Promotional rate · Effective Oct 4, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Shelton, WA metro
72 CDs at 7 banks and credit unions · checked Oct 15–22
- Typical
- 2.50%
- Top 10% from
- 3.50%
- Banks, typical
- 1.50%
- Credit unions, typical
- 3.10%
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Find your bank or credit union to see all its rates and how they compare near you.
Shelton, WA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Our Community CUCredit union · 3 branches