Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–13 results in Rolla, MO metro
- Infuze Credit UnionPromotional Share CertificatesCD · 9 months · $2,000 min
Credit union · 2 branches
4.31%APY$322 over 9 months on $10,000intro rateRequirements
Product: Minimum opening balance and deposit to earn APY is $2,000. Penalty applies for early withdrawal. Personal accounts only. Rates not available on IRA certificates. Special is subject to end without notice. Membership required.
Offer: 9-Month Special promotional share certificate.
Promotional rate · 4.23% interest rate · Effective Oct 5, 2026
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More details - 4.16%APY$523 over 15 months on $10,000
Requirements
Product: Substantial penalty will be imposed for early withdrawal.
Offer: Interest compounded quarterly.
4.10% interest rate · Compounded quarterly · Effective Oct 1, 2026
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More details - 4.14%APY$309 over 9 months on $10,000
Requirements
Offer: Compounded semi-annually. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
4.09% interest rate · Effective Oct 4, 2026
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More details - 4.11%APY$411 over 1 year on $10,000
Requirements
Product: A $1,000 deposit is required to open a regular CD. Interest is paid quarterly and can be compounded, deposited to a checking or savings account, or paid by check. Withdrawals prior to maturity are subject to an early withdrawal penalty. Automatically renewable at normal certificate of deposit rate.
4.05% interest rate · Effective Sep 8, 2026
Rate checked
More details - Infuze Credit UnionShare CertificatesCD · 12 months · $500 min · 4.01%–4.11% by balance
Credit union · 2 branches
4.06%APY$406 over 1 year on $10,000Requirements
Product: Personal accounts only. Minimum opening balance to earn APY is $500 for standard share certificates. Early withdrawal penalties apply. Rates not available on IRA certificates. Automatically renews at maturity with a 10-day grace period. Membership required.
3.94% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY Up to $9,999 4.01% $10,000 – $24,999Your amount 4.06% $25,000 and up 4.11% Rate checked
More details - 3.96%APY$1,236 over 36 months on $10,000
3.90% interest rate · Effective Oct 1, 2026
Rate checked
More details - Infuze Credit Union6-Month Sock-it-Away Share CertificateCD · 6 months · $100 min · 3.30%–3.40% by balance
Credit union · 2 branches
3.35%APY$166 over 6 months on $10,000Requirements
Product: Minimum opening balance of $100. Penalty applies for early withdrawal. Personal accounts only. Membership required.
3.25% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for 6-Month Sock-it-Away Share Certificate Balance APY Up to $9,999 3.30% $10,000 – $24,999Your amount 3.35% $25,000 and up 3.40% Rate checked
More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 2.45%APY$370 over 18 months on $10,000
Requirements
Product: Substantial penalty will be imposed for early withdrawal. CDs are automatically renewable at maturity.
Offer: Interest compounded quarterly. Variable rate changes on the first business day of each calendar quarter.
2.43% interest rate · Compounded quarterly · Effective Oct 1, 2026
Rate checked
More details - Town & Country BankThe Dream Builder Certificate of DepositCD · 15 months · $250 min
Bank · 3 branches
2.32%APY$291 over 15 months on $10,000Requirements
Product: Add to the balance anytime you like with a minimum deposit amount of $25. Auto transfer is available from your Town & Country checking or savings. Substantial penalty will be imposed for early withdrawal.
Offer: Interest is compounded monthly and automatically added to your CD. Variable rate changes on the first business day of each calendar quarter.
2.30% interest rate · Compounded monthly · Effective Oct 1, 2026
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Rolla, MO metro
61 CDs at 6 banks and credit unions · checked Oct 6–17
- Typical
- 3.14%
- Top 10% from
- 4.06%
- Banks, typical
- 3.03%
- Credit unions, typical
- 3.56%
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Rolla, MO metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Infuze Credit UnionCredit union · 2 branches