Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–11 results in Rochelle, IL metro
- 4.35%APY$251 over 7 months on $10,000
Requirements
Product: Dividends compound daily and credit monthly. Requires membership with a $5.00 par value share in a Membership Share Savings account. Early withdrawal penalties apply.
Offer: Promotional term certificate. Automatically rolls over into a 1-year standard certificate at maturity unless changed within a 10-day grace period.
4.26% interest rate · Effective Oct 7, 2026
Rate checked
More details - Rock Valley Credit UnionCertificates (CDs) - PromotionalCD · 6 months · $1,000 min
Credit union · 1 branch
4.25%APY$210 over 6 months on $10,000Requirements
Product: $25 minimum deposit required in a share savings account to establish credit union membership. Fees could reduce the earnings on the account. Rates are subject to change without notice. You will be paid the disclosed rate until first maturity. Unless otherwise paid, dividends will be compounded every month and credited to your account monthly. Dividends are calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day. APY assumes all dividends remain in the certificate until maturity. Penalties may be imposed for early withdrawal. The 15 month and 6 month Certificates are nonrenewable.
Offer: The 15 month and 6 month Certificates are nonrenewable.
4.17% interest rate · Effective Oct 16, 2026
Rate checked
More details - 4.25%APY$1,020 over 28 months on $10,000intro rate
Requirements
Product: Fees may reduce earnings. Certificates are not compounded. The annual percentage yield results by investing the principal and interest upon renewal at the initial rate of the certificate. Substantial penalty will be imposed for premature withdrawal, calculated only on the amount withdrawn if less than the full deposit. Early Withdrawal Penalty: 30 Day through 1 Year terms have a penalty of 6 Months Interest; Over 1 Year through 8 year terms have a penalty of 12 Months Interest. All Individual Retirement Accounts: 30 Day through 1 Year terms have a penalty of 6 Months Interest; Over 1 Year through 8 Year terms have a penalty of 12 Months Interest.
Offer: Fees may reduce earnings. Substantial penalty for premature withdrawal.
Promotional rate · 4.20% interest rate · Effective Oct 7, 2026
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More details - 4.15%APY$665 over 19 months on $10,000intro rate
Requirements
Product: No setup or maintenance fees. Early withdrawals subject to penalty. $1,000 minimum deposit to open.
Offer: Special Term*. Substantial penalty for early withdrawal and fees may reduce earnings. Certain restrictions may apply. Offer may be withdrawn at any time. At maturity, 19-Month CD will automatically renew to a term of 18-Months.
Promotional rate · 4.11% interest rate · Effective Sep 30, 2026
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More details - 4.14%APY$845 over 24 months on $10,000
Requirements
Product: Fees may reduce earnings. Substantial penalty will be imposed for premature withdrawal, calculated only on the amount withdrawn if less than the full deposit. Early Withdrawal Penalty: 30 Day through 1 Year terms have a penalty of 6 Months Interest; Over 1 Year through 8 year terms have a penalty of 12 Months Interest. All Individual Retirement Accounts: 30 Day through 1 Year terms have a penalty of 6 Months Interest; Over 1 Year through 8 Year terms have a penalty of 12 Months Interest. Automatically renews upon maturity after a 10 day grace period. No setup or maintenance fees.
Offer: Compounded semi-annually on a 365/365 basis with principal and interest reinvested at the initial rate of the certificate. Substantial penalty for premature withdrawal.
4.10% interest rate · Effective Oct 7, 2026
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More details - 4.11%APY$376 over 11 months on $10,000
Requirements
Product: Consumer CDs for terms of 30 days to 5 years; interest rate increases with term and amount invested. Interest compounded and paid quarterly for terms 6 months and older; 30 to 90 day certificates compound and are paid at maturity. Penalty for early withdrawal; fees may reduce earnings. $1,000 minimum deposit for 1-2-3-4-5 year terms.
Offer: Promotional 11 Month CD. $500 minimum balance required to obtain 4.11% APY. Penalty for early withdrawal may be imposed. Fees may reduce earnings.
4.05% interest rate
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More details - 4.01%APY$299 over 9 months on $10,000intro rate
Requirements
Product: Applications generally accepted from individuals residing in service area (Stephenson, Winnebago, Boone, Jo Daviess, Ogle, and Carroll counties in Northern Illinois).
Offer: CD Special.
Promotional rate
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More details - 3.60%APY$208 over 7 months on $10,000intro rate
Requirements
Offer: 7 Month Certificate Special
Promotional rate · 3.57% interest rate · Effective Sep 22, 2026
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More details - Rock Valley Credit Union12 Month Save to Win CertificateCD · 12 months · $25 min
Credit union · 1 branch
3.00%APY$300 over 1 year on $10,0002.96% interest rate · Effective Jul 13, 2026
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More details - Rock Valley Credit UnionCertificates (CDs)CD · 12 months · $1,000 min · 2.50%–3.00% by balance
Credit union · 1 branch
2.75%APY$275 over 1 year on $10,000Requirements
Product: $25 minimum deposit required in a share savings account to establish credit union membership. Dividends compounded and credited monthly. Calculated by daily balance method. APY assumes dividends remain until maturity. Penalties may be imposed for early withdrawal. Automatically renews at maturity.
2.47% interest rate · Effective Jul 13, 2026
Rate by balance
Rate by balance for Certificates (CDs) Balance APY $1,000 and up 2.50% $10,000 and upYour amount 2.75% $50,000 and up 3.00% Rate checked
More details - 1.85%APY$960 over 60 months on $10,000
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Rochelle, IL metro
72 CDs at 8 banks and credit unions · checked Oct 16
- Typical
- 1.80%
- Top 10% from
- 4.14%
- Banks, typical
- 3.69%
- Credit unions, typical
- 1.48%
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Rochelle, IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Rock Valley Credit UnionCredit union · 1 branch
- Consumers Credit UnionCredit union · 1 branch
- First State BankBank · 1 branch