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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Punta Gorda, FL metro

  1. Top Carrot, Carrot Score 91
    Suncoast Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 3 branches

    4.50%APY$683 over 18 months on $10,000
  2. Achieva Credit UnionCertificate of Deposit (CD)CD · 13 months · $10,000 min

    Credit union · 2 branches

    4.35%APY$472 over 13 months on $10,000
  3. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 6 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  4. Floridacentral Credit UnionShare CertificatesCD · 15 months

    Credit union · 1 branch

    4.25%APY$534 over 15 months on $10,000intro rate
  5. Top Carrot, Carrot Score 88
    Lake Michigan Credit UnionCertificates of Deposit (CDs)CD · 60 months · $500 min

    Credit union · 1 branch

    4.00%APY$2,167 over 60 months on $10,000with conditions
  6. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 3 branches

    3.75%APY$217 over 7 months on $10,000
  7. Top Carrot, Carrot Score 91
    Suncoast Credit UnionSmart Start CertificateCD · 12 months · $50 min

    Credit union · 3 branches

    3.70%APY$370 over 1 year on $10,000
  8. PSFCUTerm Share AccountCD · 36 months · $500 min

    Credit union · 1 branch

    3.50%APY$1,087 over 36 months on $10,000
  9. Achieva Credit Union36 month CD "Bump Up" SpecialCD · 36 months · $500 min · 3.45%–3.55% by balance

    Credit union · 2 branches

    3.45%APY$1,071 over 36 months on $10,000intro rate
  10. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 2 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  11. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 3 branches

    3.15%APY$315 over 1 year on $10,000
  12. BMOCD SpecialsCD · 59 months · $1,000 min

    Bank · 1 branch

    3.00%APY$1,564 over 59 months on $10,000
  13. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 6 branches

    1.76%APYwith conditions
  14. ChaseCD LadderCD · 6 months · $1,000 min · 0.02%–0.05% by balance

    Bank · 2 branches

    0.05%APY$2 over 6 months on $10,000with conditions
  15. Bank of AmericaFixed Term CDCD · 6–11 months · $1,000 min

    Bank · 3 branches

    0.03%APY

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Punta Gorda, FL metro

189 CDs at 9 banks and credit unions · checked Sep 18–Oct 22

Typical
2.00%
Top 10% from
3.75%
Banks, typical
0.11%
Credit unions, typical
3.40%

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Punta Gorda, FL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Suncoast Credit UnionCredit union · 3 branches
  2. Lake Michigan Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate