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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Oak Harbor, WA metro

  1. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 2 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  2. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance

    Credit union · 2 branches

    4.10%APY$621 over 18 months on $10,000
  3. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionEasyStart CertificateCD · 12 months · $50 min

    Credit union · 2 branches

    4.00%APY$400 over 1 year on $10,000
  4. Global Credit UnionCertificate AccountCD · 24–35 months · $500 min

    Credit union · 1 branch

    4.00%APYwith conditions
  5. Harborstone Credit UnionTraditional CertificateCD · 12 months · $500 min

    Credit union · 2 branches

    3.75%APY$375 over 1 year on $10,000
  6. KeyBankKey Tiered CD With Relationship RewardsCD · 12 months · $2,500 min

    Bank · 1 branch

    3.75%APY$375 over 1 year on $10,000with conditions
  7. Peoples BankCD SpecialCD · 13 months · $1,000 min

    Bank · 2 branches

    3.75%APY$407 over 13 months on $10,000with conditions
  8. Heritage BankAnniversary CDCD · 9 months · $2,500 min

    Bank · 5 branches

    3.60%APY$269 over 9 months on $10,000
  9. Heritage BankFlex-Term CDsCD · 3–5 months · $2,500 min

    Bank · 5 branches

    3.40%APY
  10. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 1 branch

    3.30%APY$219 over 8 months on $10,000with conditions
  11. Heritage BankCelebration CDCD · 13 months · $2,500 min

    Bank · 5 branches

    3.30%APY$358 over 13 months on $10,000
  12. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 2 branches

    3.25%APY$161 over 6 months on $10,000
  13. Harborstone Credit UnionFlexible CertificateCD · 12 months · $500 min

    Credit union · 2 branches

    2.90%APY$290 over 1 year on $10,000
  14. Heritage BankFixed Rate CDsCD · 12–17 months · $2,500 min

    Bank · 5 branches

    2.50%APY
  15. Peoples BankPersonal CDCD · 60 months · $500 min

    Bank · 2 branches

    2.30%APY$1,204 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Oak Harbor, WA metro

163 CDs at 10 banks and credit unions · checked Oct 6–22

Typical
1.01%
Top 10% from
3.75%
Banks, typical
0.40%
Credit unions, typical
2.90%

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Oak Harbor, WA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Navy Federal Credit UnionCredit union · 2 branches
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