Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–5 results in Monticello, IN metro
- 4.30%APY$430 over 1 year on $10,000intro rate
Requirements
Product: FDIC insured up to $250,000 per depositor. No monthly fees when held to maturity. Early withdrawal penalty applies. Maximum deposit is $10 million. Not available for public units.
Offer: Must present offer at account opening. Limited-time offer. Not available for public units or Business CDs. Certain restrictions, including area restrictions, may apply.
Promotional rate · Balance cap $10,000,000 · Effective Oct 16, 2026
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More details - 3.80%APY$380 over 1 year on $10,000
Requirements
Product: Fixed dividend rate for the term of the account. Dividends compounded and paid quarterly. Substantial penalty for early withdrawal. Automatically renews for a term equal to the original at prevailing rate. No setup or maintenance fees.
3.75% interest rate · Effective Oct 2, 2026
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More details - 3.75%APY$248 over 8 months on $10,000intro rate
Requirements
Product: Compounding frequency is quarterly. Substantial penalty for early withdrawal. Rates and APYs valid for new accounts opened on this date.
Offer: 8 Month CD Special. Compounding Frequency: Quarterly
Promotional rate · 3.70% interest rate · Effective Sep 28, 2026
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More details - 3.55%APY$176 over 6 months on $10,000
3.50% interest rate
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More details - 3.55%APY$265 over 9 months on $10,000intro rate
Requirements
Product: Fixed rates for dependable growth. Interest credited to CD. Penalty may be imposed for early withdrawal. Rates on CDs of $100,000 or more quoted on request.
Offer: 9 Month Special. For maturity over 6 months and CD > $5,000, interest payment options: Monthly, Quarterly or Semi-annually.
Promotional rate · 3.50% interest rate · Effective Oct 15, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Monticello, IN metro
35 CDs at 5 banks and credit unions · checked Oct 15–17
- Typical
- 3.44%
- Top 10% from
- 3.98%
- Banks, typical
- 2.07%
- Credit unions, typical
- 3.55%
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Monticello, IN metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Flagstar BankBank · 1 branch