Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–7 results in Meridian, MS metro
- 4.50%APY$2,462 over 60 months on $10,000
Requirements
Product: May have an early withdrawal penalty. Can be set to automatically renew.
Offer: Early withdrawal penalty: 12 Months.
Effective Oct 15, 2026
Rate checked
More details - 4.25%APY$317 over 9 months on $10,000
Requirements
Product: A $500 minimum deposit is required. Daily balance method is used to calculate the interest. APY was calculated based on monthly compounding and assumes that all interest earned will remain on deposit until maturity. Penalties may be imposed for early CD withdrawal.
Offer: Special Promotional APY is subject to change without notice. This offer is valid for consumers only and applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank. This is a limited time offer and may be withdrawn at any time without notice.
Effective Oct 2, 2026
Rate checked
More details - Navy Federal Credit UnionStandard CertificateCD · 18 months · $1,000 min · 4.10%–4.15% by balance
Credit union · 1 branch
4.10%APY$621 over 18 months on $10,000Effective Oct 22, 2026
Rate by balance
Rate by balance for Standard Certificate Balance APY $1,000 and upYour amount 4.10% $20,000 and up 4.10% $100,000 and up 4.15% Rate checked
More details - 4.00%APY$400 over 1 year on $10,000
Requirements
Offer: You can add money any time until maturity. No maximum balance.
3.92% interest rate · Effective Oct 22, 2026
Rate checked
More details - 3.60%APY$148 over 5 months on $10,000
Requirements
Product: $1,000 minimum opening deposit. Choose a term from 3 months to 5 years. No setup or maintenance fees. Early withdrawals are subject to penalty. Fixed, guaranteed rates.
Effective Jan 21, 2026
Rate checked
More details - 1st Mississippi Federal Credit UnionShare CertificatesCD · 12 months · $500 min
Credit union · 2 branches
2.53%APY$253 over 1 year on $10,000Requirements
Product: Traditional Certificates require a minimum deposit of $500. Deposits insured through NCUA up to at least $250,000 with IRA deposits insured separately up to $250,000. Early withdrawal penalties apply. All rates listed are subject to change without notice.
Offer: Early withdrawal penalties apply. All rates listed are subject to change without notice. APR is 2.50%.
2.50% interest rate
Rate checked
More details - 0.55%APY$278 over 60 months on $10,000
Requirements
Product: Interest rate is variable and subject to change at the discretion of the Bank. Fees may reduce earnings on the account. An early withdrawal penalty may apply.
Offer: Interest Credited: Quarterly
Effective Oct 4, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Meridian, MS metro
54 CDs at 6 banks and credit unions · checked Oct 6–22
- Typical
- 2.27%
- Top 10% from
- 4.24%
- Banks, typical
- 2.00%
- Credit unions, typical
- 2.53%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Meridian, MS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Navy Federal Credit UnionCredit union · 1 branch