Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results in Hannibal, MO metro
- 4.25%APY$644 over 18 months on $10,000
Requirements
Product: Penalty may be imposed for early withdrawal. Fees may reduce earnings.
4.21% interest rate
Rate checked
More details - 4.11%APY$481 over 14 months on $10,000
Requirements
Product: Daily Balance Required & $249,000 per account limit. A penalty will be imposed for early withdrawal.
Offer: 14-Month Special. Maximum opening per TIN for CD and IRA specials is $1,000,000.
4.05% interest rate · Balance cap $249,000 · Effective Sep 22, 2026
Rate checked
More details - 4.06%APY$303 over 9 months on $10,000
Requirements
Product: No monthly or service fees. A penalty may be imposed for early withdrawal.
Offer: Includes a 0.20% rate boost for new money not included in current CCCU member's 3 month average daily balance. Automatically renews into a 12-month term at maturity unless otherwise directed.
4.00% interest rate · Effective Sep 29, 2026
Rate checked
More details - 4.06%APY$828 over 24 months on $10,000
Requirements
Product: Interest on CDs accrues daily and is compounded quarterly. A penalty may be imposed for early withdrawal.
Offer: In-House Special. 24 month term. The minimum to open is the minimum balance to obtain the APY.
4.00% interest rate · Compounded quarterly · Effective Sep 24, 2026
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More details - Commerce Bank18 Month Promotional CDCD · 18 months · $1,000 min · 0.03%–3.85% by balance
Bank · 1 branch
3.85%APY$583 over 18 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 18 Month Promotional CD Balance APY Up to $9,998 0.03% $9,999 – $24,998Your amount 3.85% $24,999 – $49,998 3.85% $49,999 and up 3.85% Rate checked
More details - United Community Credit UnionShare Certificate of DepositCD · 13 months · $1,000 min
Credit union · 1 branch
3.82%APY$414 over 13 months on $10,000intro rateRequirements
Product: Dividends compound monthly. Penalty may apply for early withdrawal. Minimum opening balance is $1,000.00.
Offer: 13 Month Special
Promotional rate · 3.75% interest rate
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More details - 3.80%APY$188 over 6 months on $10,000intro rate
Requirements
Product: Interest is compounded monthly. Fees may reduce earnings. Penalty may apply for early withdrawal. At maturity, automatically renews at current specified rate for 12 months.
Offer: Minimum deposit of $7,500 to open and obtain APY. At maturity, automatically renews at current specified rate for 12 months. Interest is compounded monthly. Early withdrawal penalty may apply.
Promotional rate · 3.74% interest rate · Compounded monthly · Effective Jan 8, 2026
Rate checked
More details - Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance
Bank · 1 branch
3.75%APY$343 over 11 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 11 Month Promotional CD Balance APY Up to $9,998 0.02% $9,999 – $24,998Your amount 3.75% $24,999 – $49,998 3.75% $49,999 and up 3.75% Rate checked
More details - 3.60%APY$360 over 1 year on $10,000
Requirements
Product: Automatically renewable. Minimum opening balance required is $1,000. Terms range from 30 days to 60 months. Penalty may be imposed for early withdrawal. Fees could reduce earnings.
Offer: Term is 12 months. Penalty may be imposed for early withdrawal. Fees could reduce earnings.
3.54% interest rate · Effective Jan 8, 2026
Rate checked
More details - 3.29%APY$329 over 1 year on $10,000
Requirements
Product: Subject to change, availability and minimum deposit.
Offer: Subject to change, availability and minimum deposit.
3.25% interest rate · Effective Jan 1, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - 3.05%APY$50 over 2 months on $10,000intro rate
Requirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Hannibal, MO metro
94 CDs at 9 banks and credit unions · checked Oct 6–16
- Typical
- 2.02%
- Top 10% from
- 3.85%
- Banks, typical
- 1.64%
- Credit unions, typical
- 2.40%
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Find your bank or credit union to see all its rates and how they compare near you.
Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch