Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–7 results in Farmington, MO metro · Few institutions in Farmington, MO metro: choose a wider area in the filters
- 4.28%APY$283 over 8 months on $10,000
4.21% interest rate · Effective Sep 21, 2026
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More details - 4.23%APY$459 over 13 months on $10,000
Requirements
Product: Fixed interest rates for guaranteed returns. Terms range from 91 days to 60 months. No setup or maintenance fees. Interest paid monthly if compounded, deposited to a Unico Bank checking/savings account, or paid via ACH; paid quarterly if paid via check. Automatically renews at maturity unless requested otherwise at opening. Early withdrawal penalty applies.
Offer: 13 Month term. Early withdrawal penalty applies.
4.15% interest rate · Effective Sep 17, 2026
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More details - 3.25%APY$161 over 6 months on $10,000
3.20% interest rate · Effective Sep 21, 2026
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More details - Southeast Missouri Community Credit UnionCertificates of DepositCD · 12 months · $1,000 min
Credit union · 1 branch
2.02%APY$202 over 1 year on $10,000Requirements
Product: Dividends are compounded and credited quarterly (or payable options upon request). Maintaining a minimum balance of $5 in Share Savings is required for eligibility.
2.00% interest rate · Effective Apr 29, 2026
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More details - 0.40%APY$202 over 60 months on $10,000
0.40% interest rate · Balance cap $250,000 · Effective Oct 6, 2026
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More details - 0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate
Requirements
Offer: Step period 1 (months 1-7)
Promotional rate · 0.05% interest rate · Effective Oct 6, 2026
Rate schedule
Rate schedule for Step Up CD Period APY Step period 1 (months 1-7) 0.05% Step period 2 (months 8-14) 0.25% Step period 3 (months 15-21) 0.45% Step period 4 (months 22-28) 0.65% Rate checked
More details - 0.25%APY$126 over 60 months on $10,000
0.25% interest rate · Effective Oct 6, 2026
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More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Farmington, MO metro
45 CDs at 4 banks and credit unions · checked Oct 6–16
- Typical
- 0.75%
- Top 10% from
- 4.03%
- Banks, typical
- 0.65%
- Credit unions, typical
- 1.38%
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Find your bank or credit union to see all its rates and how they compare near you.
Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch