Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–7 of 7 results in Michigan
- Isabella BankCertificates of Deposit (CDs)CD · 6–11 months · 2.75%–3.00% by balance
Bank · 30 branches
3.00%APYRequirements
Product: Fixed rate for the time horizon chosen from 1 month to 5 years. Penalty for early withdrawal.
Offer: Penalty for early withdrawal.
2.72% interest rate
Rate by balance
Rate by balance for Certificates of Deposit (CDs) Balance APY Up to $10,000 2.75% $10,000 and upYour amount 3.00% Rate checked
More details - 2.95%APY$245 over 10 months on $10,000
Requirements
Product: Available for consumers. Online account opening limit is $250,000. At maturity, automatically renews into a 3 Month Flexible CD at a lower interest rate unless changed during 7-day grace period. Early withdrawal penalty applies.
Offer: Balance tier: $1,000,000 and over.
2.91% interest rate · Effective Nov 5, 2026
Rate checked
More details - 1.50%APY$125 over 10 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 1.49% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.80%APY
Requirements
Product: $500 minimum deposit to open (*Special Rates may require larger minimum deposits. See Current Rates for details). Subject to early withdrawal penalties. Interest may be compounded or transferred to another deposit account at G.W. Jones Exchange Bank. Interest must be paid or compounded at least annually on Time Deposits with a term greater than one year. Rate may change after account is opened.
Offer: 181 - 364 Days
0.80% interest rate · Effective Oct 29, 2026
Rate checked
More details - 0.25%APYintro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers. No rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Standard rate. Terms 1, 3, 6, 9, 12, 18, 24, 36, 48, 60, 72 months.
Promotional rate · 0.25% interest rate · Balance cap $99,999.99 · Effective Nov 6, 2026
Rate checked
More details - 0.03%APY
Requirements
Product: Available for consumers. Fixed rate CD; early withdrawal penalty applies. Online account opening limit is $250,000.
Offer: Term 06 - 11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Nov 5, 2026
Rate checked
More details - 0.01%APY$1 over 10 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Standard rate.
Qualified rate · 0.01% interest rate · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 10-month CDs pay in Michigan
8 CDs at 5 banks and credit unions · checked Oct 16–Nov 6
- Typical
- 1.15%
- Top 10% from
- 2.97%
- Banks, typical
- 1.15%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Michigan
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Settlers Federal Credit UnionCredit union · 2 branches
- Great Lakes First Federal Credit UnionCredit union · 2 branches
- Dow Credit UnionCredit union · 2 branches