Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 751–765 results
- Signet Federal Credit UnionShare CertificatesCD · 24 months · $1,000 min
Credit union · Add a location to see nearby branches
3.90%APY$795 over 24 months on $10,000Requirements
Product: Minimum deposit is $1,000.00. Rates and terms are adjusted periodically to reflect market conditions.
Offer: Minimum balance requirement to open and earn APY is $1,000.00. Automatically renews into a 12-Month certificate at maturity with a 10-calendar-day grace period. Early withdrawal penalty is 90 days interest. No additional deposits allowed once established.
Effective Mar 2, 2026
Rate checked
More details - Northeast Alabama Postal FCUCDCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$795 over 24 months on $10,000intro rateRequirements
Product: Available to members. Offer and rates subject to change. Minimum balance to open is $500. Maximum CD balance $250,000.
Offer: 2 Years APY. Early withdrawal penalties apply.
Promotional rate · Balance cap $250,000
Rate checked
More details - SF Fire Credit UnionTerm CertificatesCD · 24 months · $250 min
Credit union · Add a location to see nearby branches
3.90%APY$795 over 24 months on $10,000Requirements
Product: Dividends compounded daily and credited monthly and at maturity. Active and retired Fire Department employees qualify for a 0.10% APY rate bump on Term Certificates.
3.83% interest rate · Compounded daily · Effective Sep 9, 2026
Rate checked
More details - Provident Credit UnionFixed Rate CertificateCD · 24 months · $1,000 min · 3.90%–4.00% by balance
Credit union · Add a location to see nearby branches
3.90%APY$795 over 24 months on $10,000Requirements
Product: Must open a Membership Savings Account prior to opening. Age 18 and up or have a joint owner. Early withdrawal penalties apply.
3.83% interest rate
Rate by balance
Rate by balance for Fixed Rate Certificate Balance APY $1,000 and upYour amount 3.90% $50,000 and up 3.95% $100,000 and up 4.00% Rate checked
More details - Pacific Horizon Credit UnionShare CertificatesCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$795 over 24 months on $10,000Requirements
Product: Allows deposits at any time. $500.00 Minimum.
3.84% interest rate
Rate checked
More details - American United Federal Credit UnionDedicated Saver CertificateCD · 24 months · $5 min
Credit union · Add a location to see nearby branches
3.90%APY$795 over 24 months on $10,000with conditionsRequirements
Product: Requires $5 minimum deposit and monthly auto-deposits of at least $5 from savings account. Allows adding funds monthly. Not available on limited-time certificate specials. Early withdrawal penalty is 180 days of dividends (minimum penalty of $25 may apply).
Offer: Standard membership rate.
Qualified rate · 3.83% interest rate · Effective Apr 1, 2026
Rate checked
More details - American United Federal Credit UnionRegular CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$795 over 24 months on $10,000Requirements
Product: Membership required. Early withdrawal penalty is 180 days of dividends (minimum penalty of $25 may apply). Additional deposits are not allowed after opening. Dividends compounded on average daily balance and paid monthly.
Offer: Standard membership rate.
3.83% interest rate · Effective Apr 1, 2026
Rate checked
More details - Snake River FCUShare CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.90%APY$795 over 24 months on $10,0003.90% interest rate · Effective Sep 15, 2026
Rate checked
More details - Fidelity BankCertificate of Deposit (CD)CD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.88%APY$791 over 24 months on $10,000Requirements
Product: Minimum balance to open is $1,000. A penalty may be imposed for early withdrawal. Fees may reduce earnings.
Offer: Requires Plus Spending relationship.
Effective Oct 13, 2026
Rate checked
More details - Cape Cod 5Certificates of Deposit (CDs)CD · 24 months · $1,000 min
Bank · Add a location to see nearby branches
3.88%APY$791 over 24 months on $10,000with conditionsRequirements
Product: Available to new and existing customers. Minimum balance to open all CDs is $1,000. A penalty may be imposed for early withdrawal. 91 Day CD includes one penalty-free withdrawal per term after seven days from account opening.
Offer: Available exclusively to PrimaryPlus relationship customers.
Qualified rate · Effective Oct 13, 2026
Rate checked
More details - Journey Credit UnionCertificatesCD · 24 months · $2,500 min
Credit union · Add a location to see nearby branches
3.87%APY$789 over 24 months on $10,0003.80% interest rate · Effective Oct 21, 2026
Rate checked
More details - First Flight Credit UnionShare CertificatesCD · 24 months · $10,000 min
Credit union · Add a location to see nearby branches
3.87%APY$789 over 24 months on $10,000Requirements
Product: Minimum deposit to open account is $500 for rate tier 1 and $10,000 for rate tier 2. Membership requires purchasing and maintaining at least 1 share ($25.00 par value) in Primary Savings. Early withdrawal penalties apply.
Offer: Term: 24 Months. Opening deposit of $10,000.00 and above. Dividends compounded and credited monthly. Automatic renewal. Early withdrawal penalties apply.
3.80% interest rate
Rate checked
More details - Valley Credit UnionTerm Share CertificateCD · 24 months · $500 min
Credit union · Add a location to see nearby branches
3.87%APY$789 over 24 months on $10,000intro rateRequirements
Product: Compounding monthly. Penalty for early withdrawal. $25 minimum deposit on Regular Savings account required for membership. No setup or maintenance fees.
Offer: Compounding monthly. A penalty applies for early withdrawal.
Promotional rate · 3.80% interest rate · Effective Oct 1, 2026
Rate checked
More details - MY CREDIT UNIONShare CertificatesCD · 24 months · $500 min · 3.82%–3.92% by balance
Credit union · Add a location to see nearby branches
3.87%APY$789 over 24 months on $10,000Requirements
Product: Must maintain $5 in Membership Share Account for credit union membership eligibility. Dividends paid quarterly. Early withdrawal penalty may apply.
3.75% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 and up 3.82% $10,000 and upYour amount 3.87% $25,000 and up 3.92% Rate checked
More details - Cumberland County Federal Credit UnionRegular Share Certificate AccountCD · 24 months · $1,000 min · 3.87%–4.07% by balance
Credit union · Add a location to see nearby branches
3.87%APY$789 over 24 months on $10,000Requirements
Product: A minimum daily balance of $1,000 is required to earn the annual percentage yield. Fixed rate through maturity. Early withdrawal penalties may apply.
3.80% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for Regular Share Certificate Account Balance APY $1,000 – $50,000Your amount 3.87% $50,000 – $150,000 3.97% $150,000 and up 4.07% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 2-year CDs pay nationwide
4,629 CDs at 4,045 banks and credit unions · checked Oct 22–24
- Typical
- 3.05%
- Top 10% from
- 4.06%
- Banks, typical
- 2.75%
- Credit unions, typical
- 3.25%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank