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Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

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Top CD rates

Showing 136–150 results

  1. Top Carrot, Carrot Score 93
    Winchester Co-operative BankTerm Deposit Certificates (TDC)CD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  2. Harvard Federal Credit UnionTerm Share CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  3. Top Carrot, Carrot Score 89
    CU Hawaii Federal Credit UnionCertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  4. Top Carrot, Carrot Score 90
    Citizens Bank & Trust CompanyCertificate of DepositCD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  5. Top Carrot, Carrot Score 88
    Peninsula Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.30%APY$1,346 over 36 months on $10,000
  6. Top Carrot, Carrot Score 92
    First Choice Financial Federal Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.29%APY$1,343 over 36 months on $10,000
  7. Top Carrot, Carrot Score 88
    Greenfield Savings BankTraditional Certificates of DepositCD · 36 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.28%APY$1,340 over 36 months on $10,000
  8. Top Carrot, Carrot Score 96
    Extra Credit UnionFixed-Rate CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.27%APY$1,335 over 36 months on $10,000
  9. Top Carrot, Carrot Score 88
    San Juan Credit UnionShare CertificatesCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.27%APY$1,335 over 36 months on $10,000
  10. Top Carrot, Carrot Score 88
    San Juan Credit UnionGrowth CertificateCD · 36 months · $10 min

    Credit union · Add a location to see nearby branches

    4.27%APY$1,335 over 36 months on $10,000
  11. Top Carrot, Carrot Score 95
    Federated Employees Credit UnionTerm Share CertificatesCD · 36 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.26%APY$1,333 over 36 months on $10,000
  12. MyPoint Credit UnionMyTerm CDCD · 9–60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.25%APYintro rate
  13. Nebraska BankCertificates of Deposit (CDs)CD · 36 months · $500 min

    Bank · Add a location to see nearby branches

    4.25%APY$1,330 over 36 months on $10,000
  14. Top Carrot, Carrot Score 89
    Canyon View Credit UnionRegular Bump Share CertificateCD · 36 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$1,330 over 36 months on $10,000
  15. Top Carrot, Carrot Score 99
    America First Credit UnionBump-Rate Certificate AccountsCD · 36–47 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-year CDs pay nationwide

4,162 CDs at 3,674 banks and credit unions · checked Oct 15–22

Typical
3.00%
Top 10% from
4.00%
Banks, typical
2.50%
Credit unions, typical
3.15%

Is your bank paying you enough?

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Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate