Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–10 results in South Charleston, WV
- 4.25%APY$461 over 13 months on $10,000with conditions
Requirements
Product: Guaranteed fixed rate certificate. PFI members unlock rates up to 4.25% APY with checking account and direct deposit. APY accurate as of 1/1/26.
Offer: PFI rate. Requires Primary Financial Institution (PFI) relationship (open checking account and set up direct deposit).
Qualified rate · Effective Jan 1, 2026
Rate checked
More details - 4.10%APY$169 over 5 months on $10,000intro rate
Requirements
Product: Rate based on ZIP code 43215. Minimum opening deposit is $1,000. For accounts less than $100,000. Early withdrawal penalty applies. Not valid with other offers, no rate exceptions. Not available for brokers, agents, public entities, or financial institutions.
Offer: Promotional rate. Account balance less than $100,000. Early withdrawal penalty applies.
Promotional rate · 4.02% interest rate · Effective Oct 16, 2026
Rate checked
More details - 3.75%APY$343 over 11 months on $10,000with conditions
Requirements
Product: Standard CDs have a $500 minimum opening deposit. Specials require a $5,000 minimum deposit, relationship eligibility, and are available to current City customers only.
Offer: Relationship special. Available to current City customers only with one of: 1 year+ checking or savings account, a money market account, a new checking with direct deposit, or a loan.
Qualified rate · 3.70% interest rate · Effective Oct 14, 2026
Rate checked
More details - West Virginia Federal Credit UnionShare CertificatesCD · 11 months · $1,000 min
Credit union · 1 branch
3.60%APY$330 over 11 months on $10,000Requirements
Product: Dividends compound and credit monthly. Additional deposits are not permitted. Early withdrawal penalty applies: terms 12 months or less have a 90-day penalty; terms over 12 months have a 180-day penalty.
3.54% interest rate · Effective Mar 18, 2026
Rate checked
More details - Pioneer Appalachia FCU11-Month Promotional Share CertificateCD · 11 months · $500 min · 3.50%–4.00% by balance
Credit union · 1 branch
3.50%APY$320 over 11 months on $10,000with conditionsRequirements
Product: Limited-time promotional share certificate. Jumbo and Jumbo Plus rates require Primary Financial Institution (PFI) membership (checking, direct deposit, bill pay/everyday banking). Dividends compounded and credited monthly. Early withdrawal penalty equals 6 months of dividends. Does not automatically renew at promotional rate upon maturity.
Offer: Standard pricing. Available to all members (PFI and non-PFI).
Qualified rate · 3.44% interest rate · Effective May 1, 2026
Rate by balance
Rate by balance for 11-Month Promotional Share Certificate Balance APY $500 and upYour amount 3.50% $100,000 and upJumbo pricing. Exclusive to Primary Financial Institution (PFI) members. 3.75% $250,000 and upJumbo Plus pricing. Exclusive to Primary Financial Institution (PFI) members. 4.00% Rate checked
More details - 3.50%APY$380 over 13 months on $10,000intro rate
Promotional rate
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 2.50%APY$1,038 over 48 months on $10,000
Rate checked
More details - Pioneer Appalachia FCUShare CertificatesCD · 48 months · $500 min · 0.30%–0.35% by balance
Credit union · 1 branch
0.30%APY$121 over 48 months on $10,000with conditionsRequirements
Product: Membership with Pioneer Appalachia Federal Credit Union required. $5 par value required in Primary Share/Savings to open any account. Dividends compounded and credited monthly. Early withdrawal penalty equals 6 months of dividends on the amount withdrawn. Jumbo and Jumbo Plus rates on standard terms require Primary Financial Institution (PFI) membership (checking + direct deposit).
Offer: Standard pricing. Available to all members.
Qualified rate · Effective May 1, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $100,000Your amount 0.30% $100,000 – $250,000Jumbo pricing. Requires Primary Financial Institution (PFI) membership. 0.30% $250,000 and upJumbo Plus pricing. Requires Primary Financial Institution (PFI) membership. 0.35% Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in South Charleston, WV
109 CDs at 6 banks and credit unions · checked Oct 16–22
- Typical
- 0.25%
- Top 10% from
- 3.30%
- Banks, typical
- 0.05%
- Credit unions, typical
- 2.50%
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West Virginia
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityAmerica Credit UnionCredit union · 1 branch
- First Peoples Community Federal Credit UnionCredit union · 2 branches
- WEPCO Federal Credit UnionCredit union · 2 branches