Best CD rates and certificates

Requirements

Product: Membership eligibility required (family relationship, participating employer, or living/working/worshiping/attending school in underserved communities of Pittsburgh). Minimum deposit $500. Automatically renews upon maturity. No maintenance or set up fees.

Offer: Interest reinvests/compounds and credits quarterly. Daily balance method used. Early withdrawal penalty applies (120 days dividends). Automatically renews upon maturity.

Requirements

Product: Must maintain a Primary Share account in addition to the certificate. Minimum balance of $1,500 must be on deposit at all times. Automatically renews for a like term at maturity with a 10-day grace period. Early withdrawal subject to a 90-day dividend penalty (for 3-month to 2-year certificates) or a 120-day dividend penalty (for 2 1/2-year or 3-year certificates). Rates reflect quarterly compounding; monthly withdrawal of interest results in a lower yield.

Offer: Rates reflect quarterly compounding. Early withdrawal subject to 90-day dividend penalty.

Requirements

Product: Dividends compound and are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends. Early withdrawal penalty applies. Automatic rollover at maturity with a 10-day grace period.

Offer: Limited-time special; requires new money. Early withdrawal penalty is 90 days' dividends. Automatically rolls over at maturity to a 6 Month Share Certificate with a 10-day grace period.

Requirements

Offer: Interest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal.

Requirements

Product: For individual depositors. Must meet membership eligibility requirements and open Membership Share Savings account with a $5 balance. Early withdrawal penalties apply.

Offer: Early withdrawal penalty: 365 Days.

Requirements

Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.

Offer: Requires linked qualifying Chase checking account.

Requirements

Product: Dividends compound and are paid on the last day of the month to accountholders who have maintained the Minimum Balance to Earn Dividends. Early withdrawal penalty applies.

Offer: Early withdrawal penalty is 90 days' dividends.

Requirements

Product: Fixed rates. No setup or maintenance fees. Early withdrawal penalty applies. Automatically renews unless action taken during 10-day grace period. Interest credited quarterly or at maturity.

Offer: Early withdrawal penalty of 6 months' interest.

Requirements

Product: Start with a low minimum balance of only $500.00 to open and maintain the account. Add deposits at any time in any amount during the 6 month term. Variable rate account. Make withdrawals without penalty 10 calendar days after the maturity date. A penalty may be imposed for early withdrawal of time deposit accounts. Fees may reduce earnings on this account.

Offer: Variable rate account. The interest rate and annual percentage yield may change after the account is opened.

Requirements

Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.

Requirements

Offer: Interest Payment Frequency: Annual; Compounding Method: Simple; Minimum balance is required to obtain the stated APYs. A penalty may be imposed for early withdrawal.

Requirements

Product: Minimum opening deposit $500. Available at branch locations.

Offer: Term: 3 to 5 months.

Requirements

Product: Fixed APY for the term indicated. Interest compounded daily and credited quarterly on CDs. A penalty may be imposed for early withdrawal.

Offer: Minimum balance to open and obtain APY is $500.00.

Requirements

Product: Minimum balance to open is $250. Add up to $10,000 more during your term.