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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–27 results in Midland, TX

  1. First National Bank Texas1 Year (12 Month) Fixed Rate CDCD · 12 months · $500 min · 2.25%–2.75% by balance

    Bank · 2 branches

    2.25%APY$225 over 1 year on $10,000
  2. Southwest 66 Credit UnionShare CertificatesCD · 60 months · $1,000 min

    Credit union · 1 branch

    2.25%APY$1,177 over 60 months on $10,000
  3. First National Bank Texas9 Month Fixed Rate CDCD · 9 months · $5,000 min

    Bank · 2 branches

    2.00%APY$150 over 9 months on $10,000
  4. First National Bank Texas6 Month Fixed Rate CDCD · 6 months · $500 min · 1.85%–2.00% by balance

    Bank · 2 branches

    1.85%APY$92 over 6 months on $10,000
  5. First National Bank Texas2 Year (24 Month) Fixed Rate CDCD · 24 months · $500 min · 1.81%–2.02% by balance

    Bank · 2 branches

    1.81%APY$365 over 24 months on $10,000
  6. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 4 branches

    1.76%APYwith conditions
  7. First National Bank Texas5 Year (60 Month) Fixed Rate CDCD · 60 months · $500 min · 1.66%–1.76% by balance

    Bank · 2 branches

    1.66%APY$858 over 60 months on $10,000
  8. First National Bank Texas12 Month Variable Rate CDCD · 12 months · $500 min · 0.35%–0.40% by balance

    Bank · 2 branches

    0.35%APY$35 over 1 year on $10,000
  9. Top Carrot, Carrot Score 88
    UMB BankStandard Time DepositsCD · 72 months · $500 min

    Bank · 1 branch

    0.30%APY$181 over 72 months on $10,000
  10. First National Bank Texas3 Month Fixed Rate CDCD · 3 months · $500 min · 0.25%–0.30% by balance

    Bank · 2 branches

    0.25%APY$6 over 3 months on $10,000
  11. ChaseCD LadderCD · 6 months · $1,000 min · 0.02%–0.05% by balance

    Bank · 2 branches

    0.05%APY$2 over 6 months on $10,000with conditions
  12. Bank of AmericaFixed Term CDCD · 6–11 months · $1,000 min

    Bank · 2 branches

    0.03%APY

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Midland, TX

174 CDs at 13 banks and credit unions · checked Oct 16–22

Typical
1.30%
Top 10% from
3.75%
Banks, typical
0.33%
Credit unions, typical
2.59%

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Midland, TX metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Complex Community Federal Credit UnionCredit union · 2 branches
  2. Heritage USA Federal Credit UnionCredit union · 2 branches
  3. UMB BankBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate