Credit union · NCUA insured
Southwest 66 Credit Union CD Rates
Southwest 66 Credit Union’s best CD rate is 2.25% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 16, 2026.
How Southwest 66 Credit Union’s CD rates compare
Compared with banks and credit unions near Odessa, TX, where Southwest 66 Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Southwest 66 Credit Union
2.25%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $1,177
Share Certificates
Top rate
Wells Fargo
4.25%APY
- Term
- 11 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $389
2nd-highest rate
PNC
4.25%APY
- Term
- 13 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $461
Southwest 66 Credit Union CD score
63
CD score
Higher than 8% of U.S. banks and credit unions
- 3–8 months3–8 mo1.25%
- 9–15 months9–15 mo1.35%
- 16–30 months16–30 mo1.85%
- 31–60 months31–60 mo2.25%
- QualifiedQualified2.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Southwest 66 Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificates
Up to 2.25%APY · 5 terms
Certificates may be set up for auto-renewal at time of issuance. A penalty of 50% of interest for the life of the certificate or 180 days, whichever is greater, is imposed for early principal withdrawal. A 30-day notice is mailed prior to renewal date. Rates are set by the Board of Directors and subject to change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsDividends credited at maturity | 1.25% | $62 |
| 12 monthsDividends credited monthly | 1.35% | $135 |
| 12 monthsSave to Win certificate. Dividends credited at maturity | 0.50% | $50 |
| 24 monthsDividends credited monthly | 1.85% | $373 |
| 36 monthsDividends credited monthly | 2.10% | $643 |
| 60 monthsDividends credited monthly | 2.25% | $1,177 |
Sources (1)
- southwest66.com/rates · captured Sep 17, 2026
Who can join Southwest 66 Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, or worships in Midland or Ector County is eligible to join.
Employers and groups
- Employees of sponsoring companies are eligible to join.
Family and household
- Relatives of current eligible members are eligible to join.
Other ways
- Individuals who are part of Cornerstone Friends of the Foundation are eligible to join.
Cost to join
- Membership requires opening a share account with a $1.00 deposit for consumer accounts.
Membership information collected October 5, 2026.