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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Cambridge, MA

  1. Top Carrot, Carrot Score 99
    Hanscom Federal Credit UnionTerm CertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    4.50%APY$450 over 1 year on $10,000
  2. Top Carrot, Carrot Score 87
    Leader BankCertificates of DepositCD · 15 months · $1,000 min

    Bank · 1 branch

    4.35%APY$547 over 15 months on $10,000
  3. Harvard Federal Credit UnionTerm Share CertificatesCD · 60 months · $1,000 min

    Credit union · 2 branches

    4.35%APY$2,373 over 60 months on $10,000
  4. Webster First Federal Credit UnionHigh Yield Share CertificateCD · 9 months · $1,000 min

    Credit union · 1 branch

    4.30%APY$321 over 9 months on $10,000intro rate
  5. Eastern BankFeatured CDsCD · 18 months · $2,500 min

    Bank · 6 branches

    4.30%APY$652 over 18 months on $10,000intro rate
  6. Cambridge Savings Bank10 Month Special CDCD · 10 months · $1,000 min

    Bank · 4 branches

    4.10%APY$341 over 10 months on $10,000intro rate
  7. Harvard Federal Credit UnionCertificate SpecialsCD · 15 months · $1,000 min

    Credit union · 2 branches

    4.10%APY$515 over 15 months on $10,000intro rate
  8. East Cambridge Savings Bank14-Month CDCD · 14 months · $1,000 min

    Bank · 2 branches

    4.06%APY$475 over 14 months on $10,000with conditions
  9. First Citizens BankOnline Promotional CDCD · 5 months · $5,000 min

    Bank · 1 branch

    4.00%APY$165 over 5 months on $10,000intro rate
  10. Top Carrot, Carrot Score 87
    Leader BankHomeowner CDCD · 6 months · $1,000 min

    Bank · 1 branch

    4.00%APY$198 over 6 months on $10,000with conditions
  11. Top Carrot, Carrot Score 99
    Hanscom Federal Credit UnionEarly Access CertificateCD · 11 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$366 over 11 months on $10,000
  12. Top Carrot, Carrot Score 87
    MIT Federal Credit UnionCertificatesCD · 15 months · $500 min

    Credit union · 2 branches

    4.00%APY$502 over 15 months on $10,000
  13. Cambridge Savings Bank19 Month Special CDCD · 19 months · $1,000 min

    Bank · 4 branches

    4.00%APY$641 over 19 months on $10,000intro rate
  14. Top Carrot, Carrot Score 88
    Transportation Federal Credit UnionShare CertificateCD · 20 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$676 over 20 months on $10,000
  15. East Cambridge Savings Bank9-Month CDCD · 9 months · $1,000 min

    Bank · 2 branches

    3.86%APY$288 over 9 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Cambridge, MA

214 CDs at 15 banks and credit unions · checked Oct 5–22

Typical
2.20%
Top 10% from
4.25%
Banks, typical
1.88%
Credit unions, typical
3.60%

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Boston, MA-NH metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Hanscom Federal Credit UnionCredit union · 13 branches
  2. USALLIANCE FinancialCredit union · 1 branch
  3. The Village BankBank · 10 branches
See all ranked institutions

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