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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Tampa, FL

  1. Arlington Community Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    3.80%APY$380 over 1 year on $10,000with conditions
  2. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 12 branches

    3.75%APY$217 over 7 months on $10,000
  3. Seacoast BankSeacoast CDCD · 12 months · $1,000 min

    Bank · 3 branches

    3.75%APY$375 over 1 year on $10,000intro rate
  4. INBCD SpecialCD · 13 months · $1,000 min

    Bank · 1 branch

    3.74%APY$406 over 13 months on $10,000with conditions
  5. Top Carrot, Carrot Score 91
    Suncoast Credit UnionSmart Start CertificateCD · 12 months · $50 min

    Credit union · 5 branches

    3.70%APY$370 over 1 year on $10,000
  6. Tampa Bay Federal Credit UnionShare CertificateCD · 12 months · $500 min

    Credit union · 1 branch

    3.70%APY$370 over 1 year on $10,000
  7. Arlington Community Federal Credit UnionNo-Penalty CertificateCD · 15 months · $500 min

    Credit union · 1 branch

    3.70%APY$465 over 15 months on $10,000with conditions
  8. BayFirst FinancialTraditional Fixed-Rate CDsCD · 6 months · $1,000 min

    Bank · 1 branch

    3.64%APY$180 over 6 months on $10,000intro rate
  9. Together Credit UnionMember Merits (Gold) Certificate of DepositCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.60%APY$360 over 1 year on $10,000with conditions
  10. Franklin-Somerset Federal Credit UnionShare CertificatesCD · 12 months · $500 min

    Credit union · 1 branch

    3.56%APY$356 over 1 year on $10,000
  11. Valley3-Month Certificate of DepositCD · 3 months · $500 min

    Bank · 4 branches

    3.55%APY$88 over 3 months on $10,000
  12. Valley6-Month Certificate of DepositCD · 6 months · $500 min

    Bank · 4 branches

    3.50%APY$173 over 6 months on $10,000
  13. Top Carrot, Carrot Score 88
    Tampa Postal Federal Credit UnionShare Certificate AccountsCD · 6 months · $500 min

    Credit union · 1 branch

    3.50%APY$173 over 6 months on $10,000
  14. Valley12-Month Certificate of DepositCD · 12 months · $500 min

    Bank · 4 branches

    3.50%APY$350 over 1 year on $10,000
  15. Valley18-Month Certificate of DepositCD · 18 months · $500 min

    Bank · 4 branches

    3.45%APY$522 over 18 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Tampa, FL

494 CDs at 40 banks and credit unions · checked Oct 4–22

Typical
3.10%
Top 10% from
4.00%
Banks, typical
1.51%
Credit unions, typical
3.45%

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Tampa, FL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Oxford Federal Credit UnionCredit union · 1 branch
  2. Climate First BankBank · 1 branch
  3. Suncoast Credit UnionCredit union · 30 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate