Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–12 results in Millsboro, DE
- 4.25%APY$246 over 7 months on $10,000
Requirements
Product: Certificates of deposit are FDIC insured. Minimum opening deposit is $2,500. Substantial penalty may be imposed for early withdrawal. Fees could reduce earnings.
Offer: Penalty for early withdrawal is 6 months' interest.
4.16% interest rate · Effective Oct 21, 2026
Rate checked
More details - PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance
Bank · 1 branch
4.25%APY$461 over 13 months on $10,000intro rateRequirements
Product: A minimum opening deposit of $1,000 is required for all CD accounts. Penalty for early withdrawal. Fees may reduce earnings. At the end of Promotional CD term, account automatically converts to the Standard consumer CD term that is closest to but not greater than Promotional CD term, at the applicable Standard rate. No withdrawals without penalty within first seven days. No partial withdrawals permitted. The $1.00 - $999.99 tier is for Renewal Only.
Offer: Renewal Only. Promotional rate.
Promotional rate · 0.01% interest rate · Effective Oct 21, 2026
Rate by balance
Rate by balance for Fixed Rate Certificate of Deposit (CD) Balance APY Up to $1,000 0.01% $1,000 and upYour amount 4.25% Rate checked
More details - 4.25%APY$1,330 over 36 months on $10,000
Requirements
Product: FDIC-insured. Minimum opening balance $500. Automatically renews. Interest credited quarterly. Non-IRA certificates may be pledged as collateral for a share loan. Early withdrawal penalty may apply.
Offer: Quarterly compounding. Early withdrawal penalty may apply.
4.18% interest rate · Effective Oct 15, 2026
Rate checked
More details - Tidemark Federal Credit UnionRegular Share CertificatesCD · 12 months · $500 min
Credit union · 1 branch
4.10%APY$410 over 1 year on $10,0004.02% interest rate · Effective Sep 23, 2026
Rate checked
More details - 4.00%APY$231 over 7 months on $10,000intro rate
Requirements
Product: Valid for consumers only. Minimum deposit of $10,000 new money to the bank is required to open and obtain APY. New money is defined as funds not on deposit with Fulton Bank at time of account opening. Preferred Pricing rate bonus not available for this account. A penalty will be imposed for early withdrawal.
Offer: Requires $10,000 minimum balance in new money to the bank.
Promotional rate · 3.92% interest rate · Effective May 21, 2026
Rate checked
More details - 3.85%APY$583 over 18 months on $10,000with conditions
Requirements
Product: Requires an eligible/qualifying M&T Bank checking account (such as MyChoice Premium Checking, M&T Select, M&T Select With Interest, Power Checking, or Advantage Checking). Maximum deposit is $1,000,000 per account ($750,000 if opened online). Minimum balance to obtain APY is $1.00. Early withdrawal penalties apply.
Offer: Requires a qualifying checking account. Maximum deposit is $1,000,000 ($750,000 if opened online). Minimum balance to obtain APY is $1.00.
Qualified rate · 3.78% interest rate · Balance cap $1,000,000 · Effective Jul 30, 2026
Rate checked
More details - 3.75%APY$764 over 24 months on $10,000intro rate
Requirements
Product: Offers the option of increasing the interest rate once during the term to the current interest rate being offered at that time. Interest credited quarterly. Early withdrawal penalty may apply. Rates may change after account opening.
Offer: Option of increasing interest rate once during term to current interest rate offered at that time. Rates may change after account opening. Early withdrawal penalty may apply.
Promotional rate · 3.70% interest rate · Effective Oct 15, 2026
Rate checked
More details - Farmers Bank of WillardsCertificates of DepositCD · 60 months · $1,000 min · 3.70%–3.75% by balance
Bank · 1 branch
3.75%APY$2,021 over 60 months on $10,000Requirements
Product: Penalty may be imposed for early withdrawal. Fees may reduce earnings. Compounded quarterly or interest payment via check or transfer. Minimum of $500 to open for 12 Month Term only for under 18 years old.
Offer: Rates over $250,000. Minimum of $1,000 to open account.
3.70% interest rate · Compounded quarterly · Effective Oct 21, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Any balanceYour amount 3.75% $100,000 – $249,999Rates between $100,000-$249,999. 3.70% Rate checked
More details - 3.60%APY$391 over 13 months on $10,000with conditions
Requirements
Product: Promotional Certificate of Deposit valid for consumers. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal.
Offer: Eligible for Preferred Pricing rate bonus when primary/secondary owner also owns Relationship Banking, Premier Relationship Banking, or Private Bank Checking account.
Qualified rate · 3.54% interest rate
Rate checked
More details - 3.35%APY$250 over 9 months on $10,000
Requirements
Product: Standard Certificate of Deposit. There is a $1,000 minimum balance to open the Certificate of Deposit and obtain Annual Percentage Yield (APY). A penalty will be imposed for early withdrawal. Preferred Pricing rate bonus may be available with qualifying relationship checking account.
Offer: 9 Month No Penalty CD: Funds must remain on deposit at least seven days after which a full withdrawal is allowed without penalty. 9 Month No Penalty CD is not available as an IRA account.
3.30% interest rate
Rate checked
More details - 2.00%APY$166 over 10 months on $10,000
Requirements
Product: Offers one penalty-free withdrawal of principal and interest during the term. Penalty may be imposed for additional early withdrawals. Interest credited quarterly.
Offer: A one-time, penalty-free withdrawal may be made during the term. Penalty may be imposed for additional early withdrawals.
1.99% interest rate
Rate checked
More details - 2.00%APY$200 over 1 year on $10,000
Requirements
Product: Additional deposits may be made anytime during the Add-To CD's term. Early withdrawal penalty may be imposed. Not available for IRAs.
Offer: Additional deposits may be made anytime during your Add-To CD's term. Early withdrawal penalty may be imposed.
2.00% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Millsboro, DE
80 CDs at 7 banks and credit unions · checked Oct 16–22
- Typical
- 3.00%
- Top 10% from
- 4.00%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.26%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Seaford, DE metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- WSFS BankBank · 5 branches
- First Shore FederalBank · 2 branches