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Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–45 results in South Central Connecticut Planning Region, CT · Showing South Central Connecticut Planning Region, CT: too few institutions in Branford, CT
- 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$491 over 18 months on $10,000
Requirements
Product: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
Offer: Rate guaranteed for the full term of the CD. Penalty for early withdrawal. Offer not available to brokers or financial institutions.
3.20% interest rate · Effective Dec 18, 2025
Rate checked
More details - 3.15%APY$315 over 1 year on $10,000
Requirements
Product: A penalty of 7 days interest will be imposed for early withdrawals within the first 6 days of the account term or following any partial withdrawal. Automatically renews into a 3 Month Flexible CD at maturity unless changed during 7-day grace period. Online opening limit is $250,000.
3.11% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Flexible CD Balance APY Up to $9,999 3.15% $10,000 – $99,999Your amount 3.15% $100,000 – $999,999 3.65% $1,000,000 and up 3.65% Rate checked
More details - 3.00%APY$74 over 3 months on $10,000
Requirements
Product: $500 minimum opening deposit unless otherwise noted. Early withdrawal penalties may apply.
Offer: Promotional rate. Subject to change at any time. Early withdrawal penalties may apply.
2.92% interest rate · Effective Oct 3, 2026
Rate checked
More details - Ellafi Federal Credit UnionAmplifi Saver Certificate AccountCD · 12 months · $500 min · up to $10,000
Credit union · 1 branch
3.00%APY$300 over 1 year on $10,000Requirements
Product: No withdrawals permitted until maturity. Only the first $10,000 earns dividends. Add funds anytime. Automatic renewal into the same term.
Offer: Maximum dividend-earning balance: $10,000. Withdrawals not permitted until maturity.
2.96% interest rate
Rate checked
More details - Science Park Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min
Credit union · 1 branch
2.75%APY$275 over 1 year on $10,000Requirements
Product: Minimum deposit of $1,000 required.
2.75% interest rate
Rate checked
More details - Connex Credit UnionStandard Term Share CertificateCD · 60 months · $500 min
Credit union · 7 branches
1.90%APY$987 over 60 months on $10,000with conditionsRequirements
Product: Minimum deposit to open account and to earn APY is $500. Maximum deposit of $250,000. Penalty for early withdrawal. Dividends compounded daily, paid monthly.
Offer: With Your Choice Checking (requires full Direct Deposit or $8.99 monthly fee).
Qualified rate · 1.88% interest rate · Compounded daily · Balance cap $250,000 · Effective May 13, 2024
Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 12 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - Connex Credit UnionSave To Win Certificate of DepositCD · 12 months · $25 min
Credit union · 7 branches
1.50%APY$150 over 1 year on $10,000Requirements
Product: Must be 18 years of age or older. One Save to Win account per member. New or existing Connex Credit Union member in good standing. Minimum opening deposit $25. Share Certificate dividends are compounded daily and paid monthly. Early withdrawal penalty: one withdrawal allowed during the 12-month term with a $25.00 penalty assessed at time of withdrawal; if early withdrawal reduces principal below minimum balance or a second withdrawal is performed, the certificate will be closed with a $25 penalty.
Offer: Dividends compounded daily and paid monthly. Entry into monthly and quarterly cash prize drawings for deposits.
1.49% interest rate · Compounded daily
Rate checked
More details - Unity Financial Credit UnionTerm Share CertificateCD · 18 months · $1,000 min
Credit union · 3 branches
1.00%APY$150 over 18 months on $10,000Requirements
Product: Dividends are posted quarterly. Rate is guaranteed for the term chosen. Early withdrawal penalty applies; fees may reduce earnings.
Offer: Early withdrawal penalty applies. Fees may reduce earnings.
1.00% interest rate · Effective Nov 20, 2025
Rate checked
More details - 0.90%APY$90 over 1 year on $10,000
Requirements
Product: Membership required (minimum $5 deposit). Early withdrawal penalty: 90 days of dividends if term < 12 months; 180 days if term >= 12 months.
0.90% interest rate · Effective Sep 1, 2026
Rate checked
More details - Unity Financial Credit UnionSave to Win Term Share CertificateCD · 12 months · $25 min
Credit union · 3 branches
0.60%APY$60 over 1 year on $10,000Requirements
Product: Account holders must be 18 years or older and have an account open through the drawing period to win prizes. Every $25 saved earns an entry into monthly and quarterly prize drawings up to 100 chances per month. Early withdrawal penalty applies; fees may reduce earnings.
Offer: Early withdrawal penalty applies. Fees may reduce earnings.
0.60% interest rate · Effective Nov 20, 2025
Rate checked
More details - 0.35%APY$176 over 60 months on $10,000
Requirements
Product: $1,000.00 minimum daily balance to receive interest at disclosed APY. No deposits before maturity. Penalty may be imposed for withdrawal of principal before maturity. Interest withdrawal only after credited to account. Rates guaranteed for the length of the term. Interest is compounded and credited monthly.
Offer: Fixed rate for the term of the deposit. Interest is compounded and credited monthly. Early withdrawal penalties may be imposed.
0.35% interest rate
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY
Requirements
Product: Fixed rate account. Applicable rate paid until CD matures. Online opening limit is $250,000. Early withdrawal penalty applies.
Offer: Term: 6-11 Months. Balance tier: Less than $10,000.
0.03% interest rate · Effective Oct 5, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in South Central Connecticut Planning Region, CT
330 CDs at 31 banks and credit unions · checked Oct 16–22
- Typical
- 2.00%
- Top 10% from
- 4.00%
- Banks, typical
- 1.01%
- Credit unions, typical
- 3.00%
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New Haven, CT metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- USALLIANCE FinancialCredit union · 1 branch
- MSCUCredit union · 1 branch
- Affinity Federal Credit UnionCredit union · 1 branch