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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Prescott, AZ

  1. Credit Union WestPromotional CertificateCD · 9 months · $500 min

    Credit union · 1 branch

    4.30%APY$321 over 9 months on $10,000intro rate
  2. Top Carrot, Carrot Score 89
    Flagstar BankCertificates of Deposit (CD)CD · 12 months · $500 min

    Bank · 1 branch

    4.30%APY$430 over 1 year on $10,000intro rate
  3. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 2 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  4. PNCFixed Rate Certificate of Deposit (CD)CD · 13 months · $1,000 min · 0.01%–4.25% by balance

    Bank · 1 branch

    4.25%APY$461 over 13 months on $10,000intro rate
  5. Credit Union WestCertificateCD · 12 months · $500 min

    Credit union · 1 branch

    4.15%APY$415 over 1 year on $10,000
  6. Desert FinancialSavings CertificateCD · 60 months · $1,000 min

    Credit union · 1 branch

    4.00%APY$2,167 over 60 months on $10,000intro rate
  7. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 1 branch

    3.75%APY$217 over 7 months on $10,000
  8. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 2 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  9. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 1 branch

    3.25%APY$161 over 6 months on $10,000
  10. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 1 branch

    3.15%APY$315 over 1 year on $10,000
  11. Zions BankStandard Certificates of Deposit (CDs)CD · 3 months · $1,000 min

    Bank · 2 branches

    3.05%APY$75 over 3 months on $10,000
  12. BMOCD SpecialsCD · 59 months · $1,000 min

    Bank · 1 branch

    3.00%APY$1,564 over 59 months on $10,000
  13. Prescott Federal Credit UnionCertificatesCD · 6 months · $1,000 min

    Credit union · 2 branches

    2.85%APY$141 over 6 months on $10,000
  14. Top Carrot, Carrot Score 87
    OneAZ Credit UnionShare CertificateCD · 24 months · $2,000 min

    Credit union · 2 branches

    2.85%APY$578 over 24 months on $10,000
  15. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 2 branches

    1.76%APYwith conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Prescott, AZ

191 CDs at 12 banks and credit unions · checked Oct 4–22

Typical
1.02%
Top 10% from
3.75%
Banks, typical
0.30%
Credit unions, typical
2.85%

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Prescott Valley, AZ metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Flagstar BankBank · 3 branches
  2. OneAZ Credit UnionCredit union · 6 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate