Credit union · NCUA insured
Prescott Federal Credit Union CD Rates
Prescott Federal Credit Union’s best CD rate is 2.85% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Prescott Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Prescott Valley, AZ, where Prescott Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Prescott Federal Credit Union
2.85%APY
- Term
- 6 months
- Minimum
- $1,000
- Earns on $10,000
- $141
Certificates
Top rate
Credit Union West
4.30%APY
- Term
- 9 months
- Minimum
- $500
- Earns on $10,000
- $321
2nd-highest rate
Flagstar Bank
4.30%APY
- Term
- 12 months
- Minimum
- $500
- Earns on $10,000
- $430
Prescott Federal Credit Union CD score
65
CD score
Higher than 13% of U.S. banks and credit unions
- 3–8 months3–8 mo2.85%
- 9–15 months9–15 mo2.73%
- 16–30 months16–30 mo2.61%
- 31–60 months31–60 mo2.10%
- QualifiedQualified2.85%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Prescott Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Certificates
Up to 2.85%APY · 8 terms
Available to credit union members (military veterans and their families, federal employees and their families, and Embry-Riddle staff, students, and their families). Early withdrawal before maturity is subject to penalty/forfeiture of earned interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsInterest compounded monthly | 2.85% | $141 |
| 12 monthsInterest compounded monthly | 2.73% | $273 |
| 18 monthsInterest compounded monthly | 2.61% | $394 |
| 24 monthsInterest compounded monthly | 2.46% | $498 |
| 30 monthsInterest compounded monthly | 2.46% | $626 |
| 36 monthsInterest compounded monthly | 2.10% | $643 |
| 48 monthsInterest compounded monthly | 2.10% | $867 |
| 60 monthsInterest compounded monthly | 2.10% | $1,095 |
Who can join Prescott Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Staff and students of Embry-Riddle Aeronautical University are eligible for membership.
- Federal government employees are eligible for membership.
- Military veterans are eligible for membership.
Family and household
- Families of military veterans, federal government employees, and Embry-Riddle staff and students are eligible for membership.
Cost to join
- Establish membership by opening a savings account with $10.
Membership information collected October 4, 2026.