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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 results in Wildwood, FL metro

  1. Top Carrot, Carrot Score 91
    Suncoast Credit UnionShare CertificateCD · 18 months · $500 min

    Credit union · 2 branches

    4.50%APY$683 over 18 months on $10,000
  2. Top Carrot, Carrot Score 87
    Florida Credit UnionCertificates of DepositCD · 19 months · $1,000 min

    Credit union · 1 branch

    4.50%APY$722 over 19 months on $10,000intro rate
  3. Woodforest National BankCertificates of DepositCD · 9 months · $500 min

    Bank · 1 branch

    4.25%APY$317 over 9 months on $10,000
  4. Wells FargoTime Account SpecialsCD · 11 months · $5,000 min

    Bank · 4 branches

    4.25%APY$389 over 11 months on $10,000with conditions
  5. VyStar Credit UnionPersonal CDCD · 30 months · $500 min · 4.05%–4.15% by balance

    Credit union · 2 branches

    4.05%APY$1,043 over 30 months on $10,000
  6. MIDFLORIDA Credit UnionCertificate SpecialsCD · 36 months · $1,000 min

    Credit union · 2 branches

    4.00%APY$1,249 over 36 months on $10,000
  7. Bank of AmericaFeatured CDCD · 7 months · $1,000 min · 3.75%–4.11% by balance

    Bank · 2 branches

    3.75%APY$217 over 7 months on $10,000
  8. Seacoast BankSeacoast CDCD · 12 months · $1,000 min

    Bank · 11 branches

    3.75%APY$375 over 1 year on $10,000intro rate
  9. Top Carrot, Carrot Score 91
    Suncoast Credit UnionSmart Start CertificateCD · 12 months · $50 min

    Credit union · 2 branches

    3.70%APY$370 over 1 year on $10,000
  10. VyStar Credit Union18-Month Step-Up CertificateCD · 18 months · $500 min · 3.40%–3.50% by balance

    Credit union · 2 branches

    3.40%APY$514 over 18 months on $10,000intro rate
  11. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 4 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  12. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 2 branches

    3.15%APY$315 over 1 year on $10,000
  13. MIDFLORIDA Credit UnionRegular CertificatesCD · 60 months · $1,000 min

    Credit union · 2 branches

    3.00%APY$1,593 over 60 months on $10,000
  14. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 4 branches

    1.76%APYwith conditions
  15. United Southern BankCertificates of DepositCD · 60 months · $1,000 min

    Bank · 2 branches

    0.30%APY$151 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Wildwood, FL metro

170 CDs at 10 banks and credit unions · checked Oct 5–22

Typical
1.50%
Top 10% from
3.76%
Banks, typical
0.25%
Credit unions, typical
3.60%

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Wildwood, FL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Suncoast Credit UnionCredit union · 2 branches
  2. Florida Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate