Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–22 results in Tuscaloosa, AL metro
- Tuscaloosa VA Federal Credit UnionCertificates of DepositCD · 12 months · $500 min
Credit union · 2 branches
3.70%APY$370 over 1 year on $10,0003.65% interest rate · Effective Nov 21, 2025
Rate checked
More details - Alabama Central CUShare CertificatesCD · 12 months · $500 min · 3.55%–3.90% by balance
Credit union · 1 branch
3.55%APY$355 over 1 year on $10,000Requirements
Product: Dividends are compounded and credited monthly. No setup or maintenance fees. Early withdrawals are subject to penalties. Can be used as collateral to secure loans.
3.49% interest rate
Rate by balance
Rate by balance for Share Certificates Balance APY $500 – $100,000Your amount 3.55% $100,000 – $245,000 3.70% $245,000 – $1,000,000 3.80% $1,000,000 and up 3.90% Rate checked
More details - 3.40%APY$340 over 1 year on $10,000
Requirements
Product: Minimum certificate deposit: $1,000.
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance
Bank · 3 branches
1.76%APYwith conditionsRequirements
Product: Fixed rate CD. Standard opening minimum deposit is $2,500. Early withdrawal penalties apply.
Offer: Relationship rate; requires eligible linked checking account.
Qualified rate · 1.74% interest rate · Effective Oct 3, 2026
Rate by balance
Rate by balance for Consumer Fixed Rate Time Account Balance APY Up to $100,000Your amount 1.76% $100,000 and up 2.27% Rate checked
More details - 1.25%APY$125 over 1 year on $10,000
Requirements
Product: Early withdrawal penalty applies. Online applicants must be 18 or older.
Offer: Term: 12 Month CD
1.24% interest rate · Effective Jun 16, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Tuscaloosa, AL metro
209 CDs at 19 banks and credit unions · checked Oct 16–22
- Typical
- 2.00%
- Top 10% from
- 4.00%
- Banks, typical
- 1.01%
- Credit unions, typical
- 3.66%
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Tuscaloosa, AL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Nucor Employee's Credit UnionCredit union · 1 branch
- Southern Energy Credit UnionCredit union · 2 branches
- Alabama ONECredit union · 13 branches