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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 of 28 results in Traverse City, MI metro

  1. West Shore BankCD SpecialsCD · 6 months · $500 min

    Bank · 2 branches

    4.05%APY$200 over 6 months on $10,000
  2. Mercantile BankCertificate of DepositCD · 6 months · $500 min

    Bank · 1 branch

    3.95%APY$196 over 6 months on $10,000
  3. Top Carrot, Carrot Score 87
    MSU Federal Credit UnionCertificateCD · 6 months · $500 min · 3.80%–3.95% by balance

    Credit union · 2 branches

    3.80%APY$188 over 6 months on $10,000intro rate
  4. Honor BankCertificates of DepositCD · 6 months · $1,000 min

    Bank · 5 branches

    3.75%APY$186 over 6 months on $10,000
  5. TBA Credit UnionCertificate of Deposit (CD)CD · 6 months · $500 min

    Credit union · 2 branches

    3.75%APY$186 over 6 months on $10,000
  6. Top Carrot, Carrot Score 87
    Forest Area Federal Credit UnionShare CertificateCD · 6 months · $500 min

    Credit union · 3 branches

    3.56%APY$176 over 6 months on $10,000
  7. TBA Credit UnionCertificate of Deposit (CD)CD · 6 months · $500 min

    Credit union · 2 branches

    3.55%APY$176 over 6 months on $10,000
  8. Nicolet National BankCertificate of DepositCD · 6 months · $2,500 min

    Bank · 2 branches

    3.50%APY$173 over 6 months on $10,000with conditions
  9. Team One Credit UnionCertificates of DepositCD · 6 months · $500 min

    Credit union · 1 branch

    3.50%APY$173 over 6 months on $10,000
  10. Top Carrot, Carrot Score 89
    Lake Michigan Credit UnionCertificates of Deposit (CDs)CD · 6 months · $500 min

    Credit union · 2 branches

    3.40%APY$169 over 6 months on $10,000with conditions
  11. Top Carrot, Carrot Score 87
    Northland Area FCUCompounding CertificatesCD · 6 months · $500 min

    Credit union · 1 branch

    3.40%APY$169 over 6 months on $10,000
  12. Top Carrot, Carrot Score 87
    Northland Area FCUNon-Compounding CertificatesCD · 6 months · $500 min

    Credit union · 1 branch

    3.35%APY$166 over 6 months on $10,000
  13. Credit Union ONECertificate of DepositCD · 6 months · $500 min

    Credit union · 1 branch

    3.30%APY$164 over 6 months on $10,000intro rate
  14. Nicolet National BankCertificate of DepositCD · 6 months · $2,500 min

    Bank · 2 branches

    3.20%APY$159 over 6 months on $10,000with conditions
  15. Top Carrot, Carrot Score 89
    Lake Michigan Credit UnionCertificates of Deposit (CDs)CD · 6 months · $500 min

    Credit union · 2 branches

    3.15%APY$156 over 6 months on $10,000with conditions

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 6-month CDs pay in Traverse City, MI metro

28 CDs at 18 banks and credit unions · checked Oct 16–Nov 6

Typical
3.18%
Top 10% from
3.77%
Banks, typical
2.48%
Credit unions, typical
3.35%

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Traverse City, MI metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Northwest Consumers Federal Credit UnionCredit union · 2 branches
  2. MSU Federal Credit UnionCredit union · 2 branches
  3. Northland Area FCUCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of November 2026 | Carrot Rate