Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 31–38 results in Toledo, OH metro
- 3.20%APY$1,343 over 48 months on $10,000
Effective Oct 6, 2026
Rate checked
More details - 3.00%APY$927 over 36 months on $10,000
3.00% interest rate · Effective Oct 5, 2026
Rate checked
More details - Glass City Federal Credit UnionDividend Payment CDCD · 12 months · $500 min
Credit union · 5 branches
2.97%APY$297 over 1 year on $10,000Requirements
Product: Dividends are earned from date of deposit and paid by check to member or transferred to a Share Account or Checking Account at the credit union. Does not compound. Automatic renewal with 7-day grace period. Early withdrawal penalty is forfeiture of dividends earned since date of issuance or 90 days of dividends, whichever is smaller. IRA Certificates are not available in a Dividend Payment CD.
Offer: Dividends paid by check or transferred to a Share or Checking Account; does not compound. Early withdrawal penalty is forfeiture of dividends earned since date of issuance or 90 days of dividends, whichever is smaller.
2.97% interest rate · Effective Oct 1, 2026
Rate checked
More details - 2.53%APY$382 over 18 months on $10,000
Requirements
Product: Guaranteed rate of return on savings. Opening a share account with a minimum deposit of $25.00 establishes membership in the credit union. Ask about matching any rate offered.
2.50% interest rate · Effective Dec 1, 2025
Rate checked
More details - Cornerstone Community Financial Credit UnionStep-Up CertificateCD · 24 months · $1,000 min
Credit union · 2 branches
1.10%APY$221 over 24 months on $10,000intro rateRequirements
Product: 24-month certificate with rate bumps every 6 months. Dividends paid at maturity. Penalty may apply for early withdrawal.
Offer: Fourth 6 months rate
Promotional rate · 1.10% interest rate · Effective Jan 1, 2026
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More details - 0.50%APY$253 over 60 months on $10,000
Requirements
Product: Fees could reduce earnings. A penalty may be imposed for early withdrawal.
Offer: Fees could reduce earnings. A penalty may be imposed for early withdrawal.
0.50% interest rate · Effective Dec 17, 2025
Rate checked
More details - 0.25%APY$48 over 23 months on $10,000with conditions
Requirements
Product: Requires a monthly deposit of at least $25 from an Old Fort Bank account. Not available for IRA accounts. Penalty will be imposed for early withdrawal.
Offer: 23 Months Investment Saver. Compounded quarterly. Requires monthly deposit of at least $25 from an Old Fort Bank account.
Qualified rate · 0.25% interest rate · Compounded quarterly · Effective Oct 13, 2026
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More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Toledo, OH metro
313 CDs at 29 banks and credit unions · checked Oct 16–22
- Typical
- 2.25%
- Top 10% from
- 4.12%
- Banks, typical
- 0.50%
- Credit unions, typical
- 3.50%
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Toledo, OH metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Superior Credit UnionCredit union · 2 branches
- Fremont Federal Credit UnionCredit union · 1 branch
- Directions Credit UnionCredit union · 9 branches