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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 16–30 results in Stockton, CA metro

  1. Valley Strong Credit UnionPromotional CertificateCD · 13 months · $1,000 min

    Credit union · 5 branches

    3.75%APY$407 over 13 months on $10,000intro rate
  2. Top Carrot, Carrot Score 89
    Certified Federal Credit UnionJumbo Share CertificatesCD · 6 months · $10,000 min

    Credit union · 1 branch

    3.55%APY$176 over 6 months on $10,000
  3. Valley First Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.50%APY$350 over 1 year on $10,000
  4. Valley First Credit UnionPremium CertificatesCD · 12 months · $10,000 min

    Credit union · 1 branch

    3.50%APY$350 over 1 year on $10,000
  5. BAC Community BankStandard Certificates of Deposit (CDs)CD · 11 months · $2,500 min · 3.35%–3.71% by balance

    Bank · 3 branches

    3.35%APY$307 over 11 months on $10,000
  6. ChaseCertificate of DepositCD · 8 months · $1,000 min · 3.30%–3.80% by balance

    Bank · 9 branches

    3.30%APY$219 over 8 months on $10,000with conditions
  7. Top Carrot, Carrot Score 89
    Certified Federal Credit UnionShare CertificatesCD · 12 months · $1,000 min

    Credit union · 1 branch

    3.30%APY$330 over 1 year on $10,000
  8. U.S. BankCD SpecialCD · 6 months · $1,000 min

    Bank · 7 branches

    3.25%APY$161 over 6 months on $10,000
  9. Bank of AmericaFlexible CDCD · 12 months · $1,000 min · 3.15%–3.65% by balance

    Bank · 8 branches

    3.15%APY$315 over 1 year on $10,000
  10. BMOCD SpecialsCD · 59 months · $1,000 min

    Bank · 11 branches

    3.00%APY$1,564 over 59 months on $10,000
  11. Central State Credit UnionShare CertificatesCD · 60 months · $1,000 min

    Credit union · 3 branches

    3.00%APY$1,593 over 60 months on $10,000
  12. Wells FargoConsumer Fixed Rate Time AccountCD · 24–35 months · $2,500 min · 1.76%–2.27% by balance

    Bank · 10 branches

    1.76%APYwith conditions
  13. Valley Strong Credit UnionShare CertificateCD · 36 months · $1,000 min

    Credit union · 5 branches

    1.51%APY$460 over 36 months on $10,000
  14. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 7 branches

    0.40%APY$202 over 60 months on $10,000
  15. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 7 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Stockton, CA metro

260 CDs at 18 banks and credit unions · checked Oct 6–22

Typical
1.80%
Top 10% from
3.98%
Banks, typical
0.50%
Credit unions, typical
3.10%

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Stockton, CA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Certified Federal Credit UnionCredit union · 1 branch
  2. Self-Help Federal Credit UnionCredit union · 3 branches
  3. CitiBank · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate