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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 31–45 results in Springfield, IL metro

  1. INBCD (42 Mos)CD · 42 months · $1,000 min · 1.65%–1.75% by balance

    Bank · 8 branches

    1.65%APY$590 over 42 months on $10,000
  2. INBPremier CD (Rising Rate C)CD · 24 months · $1,000 min

    Bank · 8 branches

    1.53%APY$308 over 24 months on $10,000with conditions
  3. INBCD (2 year)CD · 24 months · $1,000 min · 1.45%–1.55% by balance

    Bank · 8 branches

    1.45%APY$292 over 24 months on $10,000
  4. Bank of SpringfieldCertificate of Deposit (CD)CD · 60 months · $1,000 min

    Bank · 5 branches

    1.41%APY$725 over 60 months on $10,000
  5. Warren-Boynton State Bank13 Month CD SpecialCD · 13 months

    Bank · 2 branches

    1.35%APY$146 over 13 months on $10,000intro rate
  6. Warren-Boynton State Bank60 Month CDCD · 60 months · $1,000 min

    Bank · 2 branches

    1.30%APY$667 over 60 months on $10,000
  7. INBCD (1 year)CD · 12 months · $1,000 min · 1.25%–1.35% by balance

    Bank · 8 branches

    1.25%APY$125 over 1 year on $10,000
  8. INBCD (Rising Rate G)CD · 24 months · $1,000 min

    Bank · 8 branches

    1.22%APY$245 over 24 months on $10,000intro rate
  9. Warren-Boynton State Bank48 Month CDCD · 48 months · $1,000 min

    Bank · 2 branches

    1.00%APY$406 over 48 months on $10,000
  10. Warren-Boynton State Bank36 Month CDCD · 36 months · $1,000 min

    Bank · 2 branches

    0.80%APY$242 over 36 months on $10,000
  11. Warren-Boynton State Bank30 Month CDCD · 30 months · $1,000 min

    Bank · 2 branches

    0.55%APY$138 over 30 months on $10,000
  12. Warren-Boynton State Bank24 Month CDCD · 24 months · $1,000 min

    Bank · 2 branches

    0.45%APY$90 over 24 months on $10,000
  13. Warren-Boynton State Bank21 Month CDCD · 21 months · $1,000 min

    Bank · 2 branches

    0.40%APY$70 over 21 months on $10,000
  14. U.S. BankTrade Up CDCD · 60 months · $1,000 min

    Bank · 4 branches

    0.40%APY$202 over 60 months on $10,000
  15. U.S. BankStep Up CDCD · 28 months · $1,000 min · 4 steps

    Bank · 4 branches

    0.35%APY$82 over 28 months on $10,000blended over a stepped scheduleintro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What CDs pay in Springfield, IL metro

325 CDs at 24 banks and credit unions · checked Oct 16–22

Typical
2.12%
Top 10% from
3.75%
Banks, typical
1.52%
Credit unions, typical
3.30%

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Springfield, IL metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Cooperative Choice Network Credit UnionCredit union · 1 branch
  2. Heartland Credit UnionCredit union · 3 branches
  3. Illinois Educators CUCredit union · 2 branches
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate