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Compare Bank & Credit Union Rates

Best CD rates and certificates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Location

Top CD rates

Showing 1–15 of 24 results in Reading, PA metro

  1. Sun Federal Credit UnionRegular CertificatesCD · 18 months · $500 min

    Credit union · 1 branch

    4.30%APY$652 over 18 months on $10,000
  2. Jonestown Bank & Trust Co.Certificates of Deposit (18 to 24 Months)CD · 18–24 months · $1,000 min

    Bank · 1 branch

    4.25%APYintro rate
  3. First Commonwealth Federal Credit UnionCertificateCD · 18 months · $500 min

    Credit union · 4 branches

    4.15%APY$629 over 18 months on $10,000
  4. Top Carrot, Carrot Score 89
    Discovery Federal Credit UnionCertificatesCD · 18 months · $100 min

    Credit union · 1 branch

    3.85%APY$583 over 18 months on $10,000
  5. M&T BankM&T Select Certificate of DepositCD · 18 months · $1,000 min

    Bank · 11 branches

    3.85%APY$583 over 18 months on $10,000with conditions
  6. Riverfront Federal Credit UnionPreferred CertificatesCD · 18 months · $100 min

    Credit union · 2 branches

    3.80%APY$575 over 18 months on $10,000with conditions
  7. Ambler Savings BankCertificate of DepositCD · 18 months · $1,000 min

    Bank · 1 branch

    3.75%APY$568 over 18 months on $10,000
  8. Riverfront Federal Credit UnionNonpreferred CertificatesCD · 18 months · $100 min

    Credit union · 2 branches

    3.70%APY$560 over 18 months on $10,000
  9. Mid Penn BankCertificate of DepositCD · 18 months · $500 min

    Bank · 3 branches

    3.65%APY$552 over 18 months on $10,000
  10. Top Carrot, Carrot Score 89
    Utilities Employees Credit UnionAdvantages Certificate of DepositCD · 18 months · $500 min · 3.50%–3.70% by balance

    Credit union · 1 branch

    3.60%APY$545 over 18 months on $10,000
  11. First Citizens Community BankCertificates of Deposit (CDs)CD · 12–23 months · $10,000 min · 3.55%–4.06% by balance

    Bank · 1 branch

    3.55%APY
  12. Diamond Credit UnionRegular Share CertificateCD · 18 months · $1,000 min

    Credit union · 5 branches

    3.51%APY$531 over 18 months on $10,000
  13. Customers Bank18 Month CDCD · 18 months · $500 min

    Bank · 2 branches

    3.50%APY$530 over 18 months on $10,000
  14. ChaseCertificate of DepositCD · 18 months · $1,000 min

    Bank · 2 branches

    2.00%APY$301 over 18 months on $10,000with conditions
  15. Customers Bank18 Month Promo CDCD · 18 months · $500 min

    Bank · 2 branches

    1.75%APY$264 over 18 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 18-month CDs pay in Reading, PA metro

24 CDs at 20 banks and credit unions · checked Oct 16–30

Typical
3.51%
Top 10% from
4.06%
Banks, typical
1.63%
Credit unions, typical
3.75%

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Reading, PA metro

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Utilities Employees Credit UnionCredit union · 1 branch
  2. Discovery Federal Credit UnionCredit union · 1 branch
See all ranked institutions

CD rates by state

Best CD Rates of October 2026 | Carrot Rate