Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–7 results in New Ulm, MN metro · Few institutions in New Ulm, MN metro: choose a wider area in the filters
- SouthPoint Financial Credit Union9-Month Certificate of Deposit SpecialCD · 9 months
Credit union · 3 branches
9.00%APY$668 over 9 months on $10,000intro rateRequirements
Product: Limited-time 90th anniversary certificate of deposit special.
Offer: Limited-time 90th anniversary special
Promotional rate
Rate checked
More details - 3.95%APY$598 over 18 months on $10,000
Requirements
Product: Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity on certificates. Fees may reduce earnings.
Offer: New deposits
3.91% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.75%APY$665 over 21 months on $10,000
Requirements
Product: $2,500 minimum deposit required. After certificate is issued, no additional deposits are allowed. Compounded quarterly. Early withdrawal penalty applies (12 months loss of interest). Basis 365 days.
Offer: Compounded quarterly.
3.70% interest rate · Compounded quarterly · Effective Sep 30, 2026
Rate checked
More details - Bank MidwestCertificates of DepositCD · 60 months · $500 min · 3.65%–3.75% by balance
Bank · 1 branch
3.65%APY$1,963 over 60 months on $10,000Requirements
Product: Penalty will be imposed for early withdrawal: maturity 182 days or less is equal to 90 days of simple interest; 12 to 24 months is equivalent to 180 days of simple interest; 30 to 60 months is equivalent to 360 days of simple interest. Penalty does not apply upon death or judicially declared incompetence of the owner.
Offer: 60-month Certificate of Deposit
3.60% interest rate · Effective Sep 29, 2026
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Up to $250,000Your amount 3.65% $250,000 and up 3.75% Rate checked
More details - SouthPoint Financial Credit UnionStep Up Certificate of DepositCD · 24 months
Credit union · 3 branches
3.55%APY$723 over 24 months on $10,000intro rateRequirements
Product: Offers periodic interest rate increases at set intervals. Certificate rates remain fixed for the term of the certificate. A penalty may be imposed for withdrawals before maturity on certificates.
Promotional rate · 3.52% interest rate · Effective Sep 1, 2026
Rate checked
More details - 3.44%APY$1,842 over 60 months on $10,000
Requirements
Product: $500 minimum deposit/balance required. After certificate is issued, no additional deposits are allowed. Compounded quarterly. Early withdrawal penalty is 12 months loss of interest. Basis 365 days.
Offer: Compounded quarterly.
3.40% interest rate · Compounded quarterly · Effective Sep 30, 2026
Rate checked
More details - MidCountry BankCertificate of DepositCD · 6 months · $1,000 min · 2.52%–3.13% by balance
Bank · 1 branch
2.52%APY$125 over 6 months on $10,000intro rateRequirements
Offer: Tier 1
Promotional rate · 2.50% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY $1,000 – $25,000Your amount 2.52% $25,000 – $50,000Tier 2 2.93% $50,000 – $100,000Tier 3 3.03% $100,000 and upTier 4 3.13% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in New Ulm, MN metro
36 CDs at 4 banks and credit unions · checked Oct 16
- Typical
- 3.45%
- Top 10% from
- 3.83%
- Banks, typical
- 3.33%
- Credit unions, typical
- 3.70%
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Minnesota
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Greater Community CUCredit union · 4 branches
- Altra Federal Credit UnionCredit union · 4 branches
- VisionBankBank · 1 branch