Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 136–150 results in Minneapolis, MN-WI metro
- 3.07%APY$152 over 6 months on $10,000
Requirements
Product: Available online only; not available to open in branch.
Offer: Open online only.
3.05% interest rate
Rate checked
More details - 3.07%APY$178 over 7 months on $10,000intro rate
Requirements
Product: In-branch exclusive specials; terms from 1 month to 5 years available. No setup or maintenance fees.
Offer: Classic 7 Month CD Special; in-branch exclusive.
Promotional rate · 3.05% interest rate · Effective Oct 1, 2026
Rate checked
More details - Cornerstone State Bank36 - 48 Month C.D.CD · 36–48 months · $500 min · 3.07%–3.33% by balance
Bank · 3 branches
3.07%APYwith conditionsRequirements
Product: Compounded Semi-Annually. Early Withdrawal Penalty: CD term is 1 year or less = Loss of 90 Days of Interest / Over 1 year = Loss of 180 Days of Interest. New CD's, $200,000 and over, are required to have an active checking account, minimum of 10 entries per month.
Offer: Compounded Semi-Annually.
Qualified rate · 3.05% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for 36 - 48 Month C.D. Balance APY Up to $25,000Your amount 3.07% $25,000 – $75,000 3.33% $75,000 – $200,000 3.33% $200,000 and up 3.33% Rate checked
More details - Cornerstone State Bank60 - Month C.D.CD · 60 months · $500 min · 3.07%–3.33% by balance
Bank · 3 branches
3.07%APY$1,632 over 60 months on $10,000with conditionsRequirements
Product: Compounded Semi-Annually. Early Withdrawal Penalty: CD term is 1 year or less = Loss of 90 Days of Interest / Over 1 year = Loss of 180 Days of Interest. New CD's, $200,000 and over, are required to have an active checking account, minimum of 10 entries per month.
Offer: Compounded Semi-Annually.
Qualified rate · 3.05% interest rate
Rate by balance
Rate by balance for 60 - Month C.D. Balance APY Up to $25,000Your amount 3.07% $25,000 – $75,000 3.33% $75,000 – $200,000 3.33% $200,000 and up 3.33% Rate checked
More details - Pipefitters Steamfitters Credit UnionCertificate SpecialsCD · 60 months · $10,000 min
Credit union · 2 branches
3.04%APY$1,616 over 60 months on $10,000 - 3.00%APY$74 over 3 months on $10,000intro rate
Requirements
Product: Issued by Ameriprise Certificate Company (ACC). Not FDIC insured. Fixed rate of interest declared every 3 months. Low investment minimum of $50 per month. 2% surrender charge applies for withdrawals of principal within the first 3 years of initial purchase.
Offer: 3-month term. Fixed rate declared every 3 months. Minimum monthly contribution of $50.
Promotional rate · 2.96% interest rate · Effective Oct 14, 2026
Rate checked
More details - 3.00%APY$149 over 6 months on $10,000
Requirements
Product: Membership is exclusive to all Teamster members under Joint Council 32 and their family relatives.
3.00% interest rate
Rate checked
More details - 3.00%APY$174 over 7 months on $10,000intro rate
Requirements
Product: Marketwatcher option allows you to increase your rate during the term one time to the current Heartland rate by notifying us and adding $1,000 to your certificate; maturity date remains the same. Grace period of 10 calendar days after maturity to withdraw funds without penalty.
Offer: 7-Month-Special. No min. to open. At maturity, the balance of the certificate will automatically roll into a six month term certificate at the current rate at that time. Offer subject to change. Marketwatcher feature not available.
Promotional rate · 2.96% interest rate · Effective Jan 1, 2026
Rate checked
More details - 3.00%APY$300 over 1 year on $10,000
Requirements
Product: Fixed interest rate for duration of the certificate. No transaction costs or service fees.
2.97% interest rate · Effective May 1, 2026
Rate checked
More details - 3.00%APY$1,564 over 59 months on $10,000
Requirements
Product: Rates for ZIP code 60606. Early withdrawal penalties may apply. Account must be opened online, by phone, or at a financial center. For CDs opened online, funds may not be withdrawn for 15 calendar days after funding; for CDs opened by phone, accounts must be funded within 10 business days of application and funds may not be withdrawn for 15 calendar days after funding. CDs opened online cannot be for an IRA.
Effective Sep 17, 2026
Rate checked
More details - 2.99%APY$452 over 18 months on $10,000
Requirements
Product: Early withdrawal penalties apply. Dividends pay monthly and can be compounded or deposited into credit union account.
2.95% interest rate
Rate checked
More details - 2.90%APY$588 over 24 months on $10,000
Requirements
Product: Quarterly compounding. Minimum opening deposit $500. Dividend rates and APYs are prospective, variable, and may change after account opening. Fees and other conditions may reduce earnings.
Offer: Compounding frequency quarterly.
2.87% interest rate · Effective Dec 1, 2025
Rate checked
More details - 2.90%APY$741 over 30 months on $10,000with conditions
Requirements
Product: Offers an option to increase the rate one time during the term based on current rates; additional funds may be added up to initial deposit amount in $1,000 increments at time of increase. Interest compounded and credited quarterly using daily balance method. Penalty for early withdrawal: 12 months interest if maturity is more than 24 months.
Offer: Relationship rate requires Direct Deposit Checking.
Qualified rate · 2.87% interest rate · Effective Sep 23, 2026
Rate checked
More details - Members Cooperative Credit UnionMembersBasic Share CertificateCD · 60 months · $1,000 min · 2.85%–2.95% by balance
Credit union · 2 branches
2.85%APY$1,509 over 60 months on $10,000Requirements
Product: Membership required. $1,000 minimum deposit to open an account. Dividends compound quarterly on 12- to 60-month certificates. Early withdrawal penalty applies.
Offer: Assumes principal and interest remain on deposit for the term of the certificate. Fees may reduce earnings. Early withdrawal penalty applies.
Effective Oct 5, 2026
Rate by balance
Rate by balance for MembersBasic Share Certificate Balance APY $1,000 and upYour amount 2.85% $100,000 and up 2.95% Rate checked
More details - NSP Credit UnionShare CertificatesCD · 36 months · $1,000 min · 2.58%–3.09% by balance
Credit union · 1 branch
2.84%APY$875 over 36 months on $10,000Requirements
Product: No setup or maintenance fees. Dividends are paid monthly. Early withdrawal penalty applies: 90 days interest for 6-month term, 180 days interest for terms greater than 6 months. Minimum deposit is $500.00 for a 6-month term and $1,000.00 for terms greater than 6 months.
2.55% interest rate · Effective Aug 17, 2026
Rate by balance
Rate by balance for Share Certificates Balance APY $1,000 – $9,999 2.58% $10,000 – $99,999Your amount 2.84% $100,000 and up 3.09% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Minneapolis, MN-WI metro
1,037 CDs at 105 banks and credit unions · checked Oct 16–22
- Typical
- 3.20%
- Top 10% from
- 4.15%
- Banks, typical
- 3.00%
- Credit unions, typical
- 3.43%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Minneapolis, MN-WI metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- VisionBankBank · 1 branch
- Luminate BankBank · 1 branch
- St. Paul Federal Credit UnionCredit union · 3 branches