Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 16–30 results in Manhattan, KS metro
- 3.80%APY
Requirements
Product: If payment of CD interest is not compounded quarterly, APY will be affected on disclosures & statements.
Offer: Interest compounded quarterly.
3.75% interest rate · Compounded quarterly
Rate checked
More details - Commerce Bank11 Month Promotional CDCD · 11 months · $2,500 min · 0.02%–3.75% by balance
Bank · 3 branches
3.75%APY$343 over 11 months on $10,000intro rateRequirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate by balance
Rate by balance for 11 Month Promotional CD Balance APY Up to $9,998 0.02% $9,999 – $24,998Your amount 3.75% $24,999 – $49,998 3.75% $49,999 and up 3.75% Rate checked
More details - 3.75%APY$568 over 18 months on $10,000
Requirements
Product: Interest rate is fixed for the full term and earned on the entire balance. Interest compounds quarterly for terms of 12 months and longer; shorter terms pay at maturity. Early withdrawal penalty applies: 7-91 days: 60 days loss of interest; 92-182 days: 182 days loss of interest; 183 to <60 months: 1 year loss of interest; 60 months: 2 years loss of interest.
Offer: 18-Month term.
Rate checked
More details - 3.70%APY$1,992 over 60 months on $10,000
Requirements
Offer: Interest compounded quarterly.
3.65% interest rate · Compounded quarterly
Rate checked
More details - 3.50%APY
Requirements
Offer: APYs are shown as high as and subject to change without notice.
Rate checked
More details - 3.50%APY$712 over 24 months on $10,000
Requirements
Product: Membership required. Minimum $500 to open. Dividends paid monthly. Penalties may apply for early withdrawal. Funds in excess of $250,000 may be discounted and/or require special approval.
3.45% interest rate · Effective Sep 29, 2026
Rate checked
More details - 3.30%APY$219 over 8 months on $10,000with conditions
Requirements
Product: Minimum deposit requirement of $1,000 to open a CD. Penalty for early withdrawal.
Offer: Requires linked qualifying Chase checking account.
Qualified rate · 3.25% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Certificate of Deposit Balance APY Up to $9,999 3.30% $10,000 – $99,999Your amount 3.30% $100,000 and up 3.80% Rate checked
More details - 3.25%APY$325 over 1 year on $10,000
Requirements
Product: Minimum of $100 to open. Add-ons allowed anytime with deposits of $10 or more. Dividends paid monthly. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.
Offer: Minimum amount to add on $10.
3.20% interest rate · Effective Sep 29, 2026
Rate checked
More details - Credit Union of AmericaSave to Win Add-on CertificateCD · 12 months · $25 min
Credit union · 1 branch
3.25%APY$325 over 1 year on $10,000Requirements
Product: Limit one Save to Win® certificate per primary member SSN. $25 penalty for first early withdrawal during certificate term; after second withdrawal certificate will be closed and member must wait six months to reopen. Minimum amount to add on $10. Dividends paid monthly. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.
Offer: Each $25 balance increase earns an entry into prize drawings up to $5,000 (up to 100 entries/month and 300 entries/quarter). Minimum add-on $10.
3.20% interest rate · Effective Sep 29, 2026
Rate checked
More details - 3.05%APY$50 over 2 months on $10,000intro rate
Requirements
Product: Rates are subject to change. Applied location: ZIP 64106.
Promotional rate
Rate checked
More details - 2.75%APY$702 over 30 months on $10,000
Requirements
Product: Eligible for one rate bump to the 24-month rate during the term. Minimum $2,500 to open. Dividends paid monthly. Membership required. Funds in excess of $250,000 may be discounted and/or require special approval.
Offer: Eligible for one rate bump to the 24-month certificate rate during the term.
2.72% interest rate · Effective Sep 29, 2026
Rate checked
More details - Central National BankCertificates of DepositCD · 60–Unknown months · $1,000 min · 1.80%–2.00% by balance
Bank · 7 branches
1.90%APYRequirements
Product: Interest on regular certificates of deposit with maturities of one year or longer is compounded semi-annually. APY on certificates under one year assumes certificates are renewed through one year. Amount deposited initially remains on deposit until maturity. Penalties apply for early withdrawals; fees may reduce earnings. CDs over $500,000 require prior approval from President, SVP - Retail Banking, or CFO.
Offer: Term: 5.00+ Years.
1.79% interest rate
Rate by balance
Rate by balance for Certificates of Deposit Balance APY Up to $10,000 1.80% $10,000 – $49,999Your amount 1.90% $50,000 and up 2.00% Rate checked
More details - 1.00%APY$100 over 1 year on $10,000
Requirements
Product: Additions may be made at any time in increments of $50 or more. Rate may change after a CD is opened. Penalties apply for early withdrawals; fees may reduce earnings.
Offer: Additions in increments of $50 or more.
1.00% interest rate
Rate checked
More details - 0.30%APY$181 over 72 months on $10,000
Requirements
Product: Time Deposits under $100,000. Not available for individual retirement or business accounts. A penalty will be imposed on early withdrawals. If the account term is greater than 12 months, interest cannot remain on deposit and payout of interest is mandatory.
Offer: Interest cannot remain on deposit; payout of interest is mandatory.
0.30% interest rate · Balance cap $99,999.99 · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$2 over 6 months on $10,000with conditions
Requirements
Product: CD ladders are a group of four CDs opened at the same time for the same amount with different terms, with a minimum of $1,000 in each CD. A linked Chase Private Client Checking account is required.
Offer: 12-month CD ladder relationship rate. Requires linked Chase Private Client Checking account.
Qualified rate · 0.02% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for CD Ladder Balance APY Up to $9,999 0.02% $10,000 – $99,999Your amount 0.05% $100,000 and up 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Manhattan, KS metro
187 CDs at 15 banks and credit unions · checked Oct 16–22
- Typical
- 2.25%
- Top 10% from
- 4.08%
- Banks, typical
- 2.00%
- Credit unions, typical
- 3.50%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Manhattan, KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Bank of the Flint HillsBank · 5 branches
- Credit Union of AmericaCredit union · 1 branch
- Capitol FederalBank · 2 branches