Compare Bank & Credit Union Rates
Best CD rates and certificates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–4 results in Madison, IN metro · Few institutions in Madison, IN metro: choose a wider area in the filters
- 4.35%APY$288 over 8 months on $10,000
Requirements
Product: Fixed-rate, fixed-term certificate account. Dividends can be deposited into a Member Loyalty Account.
Offer: Requires checking account
4.27% interest rate · Effective Aug 11, 2026
Rate checked
More details - 4.00%APY$468 over 14 months on $10,000intro rate
Requirements
Product: Consumer deposits only. Limited-time offer. Early withdrawal penalties apply. Maximum deposit $250,000.
Offer: Interest compounded semi-annually. Minimum balance to obtain APY is $1,000. Minimum balance to open is $1,000. $250,000 maximum deposit. Consumer deposits only. Early withdrawal penalties apply. Limited-time offer.
Promotional rate · Balance cap $250,000 · Effective Sep 17, 2026
Rate checked
More details - 3.46%APY$1,854 over 60 months on $10,000
Requirements
Product: Fixed rate interest bearing account with 3 month to 5 year terms available. Interest may be paid or compounded. Substantial penalty for early withdrawal prior to maturity. Additional deposits before maturity are not permitted.
Offer: Interest paid monthly.
3.40% interest rate · Effective Jan 21, 2025
Rate checked
More details - 2.22%APY$1,161 over 60 months on $10,000
Requirements
Product: Monthly dividends. Early withdrawal penalty: 12 months and less is 3 months dividends; over 12 months is 6 months dividends.
2.20% interest rate
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What CDs pay in Madison, IN metro
31 CDs at 4 banks and credit unions · checked Oct 15
- Typical
- 2.07%
- Top 10% from
- 3.75%
- Banks, typical
- 3.41%
- Credit unions, typical
- 1.91%
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Indiana
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- CommunityWide Federal Credit UnionCredit union · 11 branches
- Haynes Community FCUCredit union · 1 branch
- Whiting Refinery Federal Credit UnionCredit union · 1 branch